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655 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 655 Stetson St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,330 sqft · built 1984
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on File
Tax Bill$8,355 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN037-091-270

Property Details

APN / Parcel Number

Primary APN037-091-270

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,330 sqft Living Area
Gross Area2,730 sqft
1st Floor Area1,800 sqft
2nd Floor Area530 sqft
Basement Area400 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address655 STETSON ST
CityMOSS BEACH
StateCA
Zip94038-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 33 & 34 BLK 35 MOSS BEACH HEIGHTS RSM 6/8
Legal SubdivisionMOSS BEACH HEIGHTS
Legal Block35
Legal Lot Number33,34
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1037
Census Tract613600

Owner

Source: San Mateo County records · APN 037-091-270

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 556, MOSS BEACH, CA 94038-0556
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 15, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateAug 22, 2001
Transfer Doc0000152650
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address655 STETSON ST, MOSS BEACH, CA 94038
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038197
DateApr 29, 2020
Instrument2020-038197
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address655 STETSON ST, MOSS BEACH, CA 94038
Document Number0000062556
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 STETSON ST MOSS BEACH CA 94038, MOSS BEACH, CA 94038

Mortgage

Document Number0000062556
DateJul 02, 2020
Instrument62556
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$497,620 (+2%) Land $71,069 Building $426,551
2025$8,355.00 (-5.23%) Homeowner's exemption$487,864 (+4.04%) Land $69,676 Building $418,188
2023$8,816.00 (-1.98%) Homeowner's exemption$468,921 Land $66,971 Building $401,950$1,704,060
2022$8,994.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996, river or lake flooding, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: T-Mobile USA, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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