687 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 687 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,870 sqft · built 1972
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Jan 2024)
Tax Bill	$20,061 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`037-091-070`

Property Details

APN / Parcel Number

Primary APN	`037-091-070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	1,180 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Corner
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	687 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 25 & 26 BLOCK 35 MOSS BEACH HEIGHTS
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	35
Legal Lot Number	25,26
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1037
Census Tract	613600

Owner

687 Stetson St is owned and occupied by an individual who bought it in January 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	687 STETSON ST, MOSS BEACH, CA 94038-9654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Jan 12, 2024	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on File
Deed Sale	Jan 12, 2024 · Amount on File
Prior Sale	Mar 27, 1998 · Amount on File
Deed Document Number	20241903
Prior Transfer Date	Mar 12, 2003
Prior Transfer Doc	0000085090
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 12, 2024
Property Address	687 STETSON ST, MOSS BEACH, CA 94038-9654
Document Number	0000001903
Map Reference	MB 6 PG 8
Instrument Date	Dec 26, 2023
Instrument	2024-001903
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 STETSON ST, MOSS BEACH, CA 94038-9654

Mortgage

Document Number	0000001905
Date	Jan 12, 2024
Instrument	2024-001905

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 12, 2024
Property Address	687 STETSON ST, MOSS BEACH, CA 94038-9654
Document Number	0000001904
Map Reference	MB 6 PG 8
Instrument Date	Dec 5, 2023
Instrument	2024-001904
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 STETSON ST, MOSS BEACH, CA 94038-9654

Tax Assessment & Valuation

The 2025 property tax bill for 687 Stetson St was $20,061 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,652 (-67.5%) Land $254,992 Building $225,660
2025	$20,061.00	$1,479,000 Land $813,960 Building $665,040
2023	$6,276.00 (-2.85%) Homeowner's exemption	$367,061 Land $67,801 Building $299,260	$1,238,220
2022	$6,460.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 687 Stetson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Stetson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, T-Mobile.

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