675 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 675 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,380 sqft · built 1981
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on File
Last Sale	$530,000 (Feb 1999)
Tax Bill	$12,713 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`037-091-200`

Property Details

APN / Parcel Number

Primary APN	`037-091-200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,380 sqft Living Area
1st Floor Area	1,190 sqft
2nd Floor Area	1,190 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	675 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 27 28 29 BLK 35 MOSS BEACH HEIGHTS RSM 6/8
Legal Subdivision	MOSS BEACH HEIGHTS
Legal Block	35
Legal Lot Number	27
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1037
Census Tract	613600

Owner

675 Stetson St is owner-occupied and held in a trust since October 2020.

Source: San Mateo County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	675 STETSON ST, MOSS BEACH, CA 94038-9654
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Dec 11, 2019	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 21, 2020	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2018	Quit Claim Deed, Transfer ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 1999 · Amount on File
Deed Sale	Feb 26, 1999 · Amount on File
Deed Document Number	199933666
Last Transfer Date	Oct 30, 2020
Transfer Doc	0000149213
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	675 STETSON ST, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1092, MOSS BEACH, CA 94038-1092

Mortgage

Document Number	0000090499
Date	Jun 14, 2021
Instrument	2021-090499

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 30, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	675 STETSON ST, MOSS BEACH, CA 94038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105128
Date	Dec 11, 2019
Instrument	2019-105128

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 21, 2020
Property Address	675 STETSON ST, MOSS BEACH, CA 94038
Document Number	0000149213
Instrument Date	Oct 30, 2020
Instrument	149213
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	675 STETSON ST MOSS BEACH CA 94038, MOSS BEACH, CA 94038

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 30, 2020
Property Address	675 STETSON ST, MOSS BEACH, CA 94038
Document Number	0000135380
Map Reference	MB 6 PG 8
Instrument Date	Oct 27, 2020
Instrument	2020-135380
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	675 STETSON ST, MOSS BEACH, CA 94038

Mortgage

Document Number	0000135381
Date	Nov 30, 2020
Instrument	2020-135381

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 28, 2018
Property Address	675 STETSON ST, MOSS BEACH, CA 94038
Document Number	0000014122
Instrument Date	Feb 13, 2018
Instrument	14122
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	675 STETSON ST MOSS BEACH CA 94038, MOSS BEACH, CA 94038

Mortgage

Document Number	14123
Date	Feb 28, 2018
Instrument	14123

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 675 Stetson St was $12,713 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$847,490 (+2%) Land $423,745 Building $423,745
2025	$12,713.00 Homeowner's exemption	$830,874 Land $415,437 Building $415,437
2023	$11,674.00 (-0.33%) Homeowner's exemption	$798,612 Land $399,306 Building $399,306	$1,283,760
2022	$11,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 675 Stetson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Stetson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, T-Mobile.

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