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700 Reflections Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 700 Reflections Dr, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,035 sqft Living Area
Lot Size8,059 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2024)
Tax Bill$4,287.00 (2024)

Property Details

APN / Parcel Number

Primary APN26-29-12-687517-001110
Alternative APNs
  • 122926687517001110
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,035 sqft Living Area
Gross Area2,434 sqft Gross Area
1st Floor2,035 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,059 sqft (0.185 acres)
Garage TypeAttached Garage
Garage Area399 sqft Garage
Shed1 Shed
Patio Area100 sqft Patio
Porch Area46 sqft Porch

Location & Zoning

Street Address700 REFLECTIONS DR
CityWINTER HAVEN
StateFL
Zip33884-3569
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 111
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionREFLECTIONS EAST ADDITION
Legal Tract687517
Legal Block2
Legal Lot Number111
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2019
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687517-001110

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FBC MORTGAGE LLC
Oct 04, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2024 · Amount on Record
Deed SaleAug 01, 2024 · Amount on Record
Prior SaleOct 04, 2021 · Amount on Record
Deed Doc Number2024178203
Deed Book / Page13214 / 738
Prior Transfer DateOct 05, 2010
Prior Transfer Doc0000180063
Record RefreshedSep 20, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 01, 2024
Property Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
Document Number0000178203
Book / Page13214 / 738
Map ReferenceMB 110 PG 44-46
Instrument DateJul 26, 2024
Instrument2024178203
Transaction TypeTransfer
Record UpdatedAug 21, 2024
Title CompanyCITRUS CLOSING GROUP INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
InvestorPossibly a Property Investor

Mortgage

Document Number0013214740
DateAug 01, 2024
Instrument13214/740
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2054

Mortgage

Document Number0000178205
DateAug 01, 2024
Book Page13214/757
Instrument2024178205
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressLAKEWOOD, NJ 08701
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 04, 2021
Property Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
Document Number0000258262
Book / Page11921 / 2157
Map ReferenceMB 110 PG 44-46
Instrument DateSep 27, 2021
Instrument2021258262
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25 ROSALIE OAKS BLVD, 25, LAKE WALES, FL 33898-8446

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569

Mortgage

Document Number0119212158
DateOct 04, 2021
Instrument11921/2158
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address700 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
Document Number0103520763
Book / Page010352 / 000763
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018
Title CompanyMIDFLORIDA TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address700 REFLECTIONS DR WINTER HAVEN FL 338843569, WINTER HAVEN, FL 33884-3569

Mortgage

Document Number0103520763
DateDec 27, 2017
Book Page010352/000763
Instrument248971
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$273,788 (+3.66%) Land $39,000 Building $234,788$273,788 (+0.03%) Land $39,000 Building $234,788
2024$4,287.00 (+2.58%)
2023$4,179.00 (+2.8%) Homeowner's exemption$264,129 (+3%)$273,713 (+6.74%) Land $38,000 Building $235,713
2022$4,065.00 Homeowner's exemption$256,436 Land $32,000 Building $224,436$256,436 Land $32,000 Building $224,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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