707 Reflections Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 707 Reflections Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 2000
Lot Size	0.177 acres (7,701 sqft)
Owner	2 Individual Names on File
Last Sale	$217,700 (Dec 2021)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-12-687514-000620`

Property Details

APN / Parcel Number

Primary APN	`26-29-12-687514-000620`
Alternative APNs	`122926687514000620` `22926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,701 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	707 REFLECTIONS DR
City	WINTER HAVEN
State	FL
Zip	33884-3570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS EAST PHASE TWO PB 109 PG 6 LOT 62
Legal Range	26E
Legal Township	29S
Legal Section	12
Legal Subdivision	REFLECTIONS EAST PHASE TWO
Legal Phase	2
Legal Tract	687514
Legal Block	2
Legal Lot Number	62
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2020
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-12-687514-000620

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	707 REFLECTIONS DR, WINTER HAVEN, FL 33884-3570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2021 · Amount on Record
Deed Sale	Dec 08, 2021 · Amount on Record
Prior Sale	Apr 15, 2010 · Amount on Record
Deed Document Number	2021318772
Deed Book / Page	12016 / 751
Transfer Doc	0043460643
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 08, 2021
Property Address	707 REFLECTIONS DR, WINTER HAVEN, FL 33884-3570
Document Number	0000318772
Book / Page	12016 / 751
Map Reference	MB 109 PG 6
Instrument Date	Nov 30, 2021
Instrument	20210318772
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	ADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,523.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2360 WOODWIND TRL APT 302, 2360, MELBOURNE, FL 32935-2198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 REFLECTIONS DR, WINTER HAVEN, FL 33884-3570

Mortgage

Document Number	0012016753
Date	Dec 08, 2021
Instrument	12016/753

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (+2.38%) Homeowner's exemption	$204,524 (+5.26%) Land $39,000 Building $165,524	$204,524 (+0.27%) Land $39,000 Building $165,524
2024	$2,941.00 (+2.83%)
2023	$2,860.00 (+3.06%) Homeowner's exemption	$194,299 (+3%)	$203,964 (+8.12%) Land $38,000 Building $165,964
2022	$2,775.00 Homeowner's exemption	$188,640 Land $32,000 Building $156,640	$188,640 Land $32,000 Building $156,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.