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706 Reflections Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 706 Reflections Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,583 sqft · built 2000
Lot Size0.178 acres (7,754 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Apr 2021)
Tax Bill$3,436 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-12-687514-000610

Property Details

APN / Parcel Number

Primary APN26-29-12-687514-000610
Alternative APNs
  • 122926687514000610
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,583 sqft Living Area
Gross Area2,023 sqft
1st Floor Area1,583 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,754 sqft (0.178 acres)
Lot Dimensions110 ft deep x 70 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
Pool Area336 sqft
PorchScreened/Unfinished Porch
Porch Area290 sqft

Location & Zoning

Street Address706 REFLECTIONS DR
CityWINTER HAVEN
StateFL
Zip33884-3569
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS EAST PHASE TWO PB 109 PG 6 LOT 61 & THAT PART OF REFLECTIONS EAST ADD PB 110 PGS 44 THRU 46 DESC AS: LOT 109 W .5 FT
Legal Range26E
Legal Township29S
Legal Section12
Legal SubdivisionREFLECTIONS EAST PHASE TWO
Legal Phase2
Legal Tract687514
Legal Block2
Legal Lot Number61
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2019
Census Tract14006

Owner

Source: Polk County records · APN 26-29-12-687514-000610

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address706 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2021 · Amount on Record
Deed SaleApr 23, 2021 · Amount on Record
Prior SaleJan 07, 2016 · Amount on Record
Deed Document Number2021103968
Deed Book / Page11682 / 614
Transfer Doc4698001976
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 23, 2021
Property Address706 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569
Document Number0000103968
Book / Page11682 / 614
Map ReferenceMB 109 PG 6
Instrument DateMar 23, 2021
Instrument2021103968
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyGOLDEN RULE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 PALMOR DR, 416, OTTAWA, IL 61350-4743

Transferred To (Grantee/Buyer)

NameVerified Name
Address706 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569

Mortgage

Document Number0011682616
DateApr 23, 2021
Instrument11682/616
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,436.00 (-30.08%) Homeowner's exemption$262,626 (+0.93%) Land $39,000 Building $223,626$262,626 (+0.93%) Land $39,000 Building $223,626
2023$4,914.00 (+7.76%)$260,202 (+8.57%) Land $38,000 Building $222,202$260,202 (+8.57%) Land $38,000 Building $222,202
2022$4,560.00$239,665 Land $32,000 Building $207,665$239,665 Land $32,000 Building $207,665

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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