Polk County property record for 708 Reflections Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 2000 |
| Lot Size | 0.164 acres (7,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,900 (Jan 2025) |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Dec 2020 Transfer Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-12-687514-000600 |
| Primary APN | 26-29-12-687514-000600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 1,712 sqft |
| 1st Floor Area | 1,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,148 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 168 sqft |
| Street Address | 708 REFLECTIONS DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3569 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST PHASE TWO PB 109 PG 6 LOT 60 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 687514 |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 708 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Dec 2, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICAN FORK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on Record |
| Deed Sale | Jan 23, 2025 · Amount on Record |
| Prior Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 202516913 |
| Deed Book / Page | 13410 / 218 |
| Prior Transfer Date | Oct 23, 2020 |
| Prior Transfer Doc | 0000257244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 708 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569 |
| Document Number | 0114742120 |
| Book / Page | 011474 / 002120 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 257244 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1440 MOON RIVER DR PROVO UT 846042482, PROVO, UT 84604-2482 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 9, 2019 |
| Property Address | 708 REFLECTIONS DR, WINTER HAVEN, FL 33884-3569 |
| Document Number | 0109361216 |
| Book / Page | 010936 / 001216 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 168294 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | HAVEN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,179.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9821 ELM TER DES PLAINES IL 600161555, DES PLAINES, IL 60016-1555 |
| Document Number | 109361218 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 010936/001218 |
| Instrument | 168295 |
| Name | BANK OF AMERICAN FORK |
|---|---|
| Type | Bank |
| Address | AMERICAN FORK, UT 84003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,000 (-36.88%) | $172,455 (-18.77%) Land $39,000 Building $133,455 | |
| 2025 | $3,969.00 (+8.89%) | $212,292 (+0.48%) Land $39,000 Building $173,292 | $212,292 (+0.48%) Land $39,000 Building $173,292 |
| 2023 | $3,645.00 (+9.03%) | $211,272 (+9.71%) Land $38,000 Building $173,272 | $211,272 (+9.71%) Land $38,000 Building $173,272 |
| 2022 | $3,343.00 | $192,581 Land $32,000 Building $160,581 | $192,581 Land $32,000 Building $160,581 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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