700 N Division St, Harvard, IL 60033 Property Records

McHenry County property record for 700 N Division St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.191 acres (8,301 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,952 (2024)
Deeds & Mortgages	Sep 2026 Sale Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-258-010`

Property Details

APN / Parcel Number

Primary APN	`01-35-258-010`

Exterior

Lot Area	8,301 sqft (0.191 acres)

Location & Zoning

Street Address	700 N DIVISION ST
City	HARVARD
State	IL
Zip	60033-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2007R0082261 LT 10 /EX W 6FT/ BLK 1 BROWN ADDN
Legal Subdivision	BROWN ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3014
Census Tract	870301

Owner

700 N Division St is held in a trust since March 2006.

Source: McHenry County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21338 W HONEY LN, LAKE VILLA, IL 60046-9451
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 15, 2006
Transfer Doc	0000082261
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2026
Property Address	700 N DIVISION ST, HARVARD, IL 60033-2222
Document Number	0000027771
Instrument Date	Sep 22, 2026
Instrument	202627771
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	21338 W HONEY LN, LAKE VILLA, IL 60046-9451

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	700 N DIVISION ST, HARVARD, IL 60033-2222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005219
Date	Feb 11, 2020
Instrument	2020R0005219

Lender

Name	HOME STATE BANK NA
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	700 N DIVISION ST, HARVARD, IL 60033-2222
Document Number	0000023420
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 N DIVISION ST HARVARD IL 600332222, HARVARD, IL 60033-2222

Mortgage

Document Number	0000023420
Date	Jul 13, 2018
Instrument	23420

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,952.00	$66,396 Land $12,909 Building $53,487	$199,188 Land $38,727 Building $160,461
2022		$52,004 Land $11,670 Building $40,334	$156,012 Land $35,010 Building $121,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 N Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 N Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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