704 N Division St, Harvard, IL 60033 Property Records

McHenry County property record for 704 N Division St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,694 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Oct 2025)
Tax Bill	$4,050 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-258-008`

Property Details

APN / Parcel Number

Primary APN	`01-35-258-008`

Exterior

Lot Area	8,694 sqft (0.2 acres)

Location & Zoning

Street Address	704 N DIVISION ST
City	HARVARD
State	IL
Zip	60033-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2001R0087351 LT 5 BLK 1 BROWN ADDN
Legal Subdivision	BROWN ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3014
Census Tract	870301

Owner

Source: McHenry County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1919 CENTRAL ST, MCHENRY, IL 60050-3777
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 20, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Nov 19, 2001 · Amount on Record
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	704 N DIVISION ST, HARVARD, IL 60033-2222
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011607
Date	Mar 3, 2021
Instrument	2021R0011607

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	202 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 20, 2025
Property Address	704 N DIVISION ST, HARVARD, IL 60033-2222
Document Number	0000029174
Map Reference	MB 1 PG 15
Instrument Date	Oct 16, 2025
Instrument	2025R0029174
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 GINSBERG CIR, MACKS CREEK, MO 65786-8261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N DIVISION ST, HARVARD, IL 60033-2222

Mortgage

Document Number	0000029175
Date	Oct 20, 2025
Instrument	2025R0029175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.09%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,050.00 Homeowner's exemption	$61,181 (+27.27%) Land $12,909 Building $48,272	$183,543 (+27.27%) Land $38,727 Building $144,816
2022	Homeowner's exemption	$48,072 Land $11,670 Building $36,402	$144,216 Land $35,010 Building $109,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on N Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures