McHenry County property record for 702 N Division St, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.283 acres (12,337 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Dec 2025) |
| Tax Bill | $5,122 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-35-258-009 |
| Primary APN | 01-35-258-009 |
|---|
| Lot Area | 12,337 sqft (0.283 acres) |
|---|
| Street Address | 702 N DIVISION ST |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2016R0001481 LT 6 & N1/2 LT 9 BLK 1 BROWN ADDN |
| Legal Subdivision | BROWN ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6,9 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 870301 |
702 N Division St is owned and occupied by an individual who bought it in December 2025.
Source: McHenry County records, as of June 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 N DIVISION ST, HARVARD, IL 60033-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on File |
| Deed Sale | Dec 5, 2025 · Amount on File |
| Prior Sale | Jan 14, 2016 · Amount on File |
| Deed Document Number | 202534347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 5, 2025 |
| Property Address | 702 N DIVISION ST, HARVARD, IL 60033-2222 |
| Document Number | 0000034347 |
| Map Reference | MB 1 PG 15 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025R0034347 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 702 N DIVISION ST, HARVARD, IL 60033-2222 |
| Document Number | 0000034348 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025R0034348 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,122.00 | $57,143 Land $14,152 Building $42,991 | $171,429 Land $42,456 Building $128,973 |
| 2022 | $45,213 Land $12,793 Building $32,420 | $135,639 Land $38,379 Building $97,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 702 N Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 702 N Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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