604 N Division St, Harvard, IL 60033 Property Records

McHenry County property record for 604 N Division St, Harvard, IL 60033

Property Summary

Property Type	Commercial
Lot Size	0.201 acres (8,758 sqft)
Owner	2 Trust Names on File
Deeds & Mortgages	Jan 2024 Transfer Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-35-262-012`

Property Details

APN / Parcel Number

Primary APN	`01-35-262-012`

Exterior

Lot Area	8,758 sqft

Location & Zoning

Street Address	604 N DIVISION ST
City	HARVARD
State	IL
Zip	60033-2443
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DOC 1987R0976417 S 6FT N1/2 LT 1 & S1/2 LT A BLK 11 BLACKMAN ADDN
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	BLACKMAN ADD
Legal Block	11
Legal Lot Number	1A
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3025
Census Tract	870301

Owner

604 N Division St, a commercial property, is held in a trust since January 2024.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	25512 NILSEN CT, HARVARD, IL 60033-8879
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Jan 2, 2024
Transfer Doc	0000000080
Record Updated	Jun 7, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 2, 2024
Property Address	604 N DIVISION ST, HARVARD, IL 60033-2443
Document Number	0000000080
Map Reference	MB 45 PG 102
Instrument Date	Dec 1, 2023
Instrument	2024R0000080
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25512 NILSEN CT, HARVARD, IL 60033-8879

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	604 N DIVISION ST, HARVARD, IL 60033-2443
Document Number	0000004536
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25512 NILSEN CT HARVARD IL 600338879, HARVARD, IL 60033-8879

Mortgage

Document Number	0000004536
Date	Feb 12, 2018
Instrument	4536

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 11, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$65,578 Land $17,845 Building $47,733	$196,734 Land $53,535 Building $143,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 N Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 N Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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