700 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 700 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	2,340 sqft · built 1940
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jan 2021)
Tax Bill	$4,327 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-704.-117.00`

Property Details

APN / Parcel Number

Primary APN	`06-704.-117.00`
Alternative APN	`005483`

Interior

Building Area	2,340 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	300 ft deep x 75 ft wide

Location & Zoning

Street Address	700 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0969-0695
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2017
Census Tract	420400

Owner

700 E Main St is owned and occupied by an individual who bought it in January 2021.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	700 E MAIN ST, BRADFORD, PA 16701-1844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 20, 2017	Deed, Transfer · Commercial Mortgage HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Document Number	2021347
Deed Book / Page	969 / 695
Record Updated	Jun 8, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Jan 25, 2021
Property Address	700 E MAIN ST, BRADFORD, PA 16701-1844
Document Number	969/695
Book / Page	969 / 695
Instrument Date	Jan 20, 2021
Instrument	202100347
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E MAIN ST, BRADFORD, PA 16701-1844

Mortgage

Document Number	202100348
Date	Jan 25, 2021
Instrument	202100348

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 20, 2017
Property Address	700 E MAIN ST, BRADFORD, PA 16701-1844
Document Number	889/0041
Book / Page	889 / 0041
Instrument Date	Dec 13, 2017
Instrument	201705241
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,672.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 25TH ST W, 515, BRADENTON, FL 34205-4830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E MAIN ST, BRADFORD, PA 16701-1844

Mortgage

Document Number	201705242
Date	Dec 20, 2017
Instrument	201705242

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 700 E Main St was $4,327.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,327.00	$79,250 Land $12,000 Building $67,250
2024	$4,191.00	$79,250 Land $12,000 Building $67,250
1998			$79,250 Land $12,000 Building $67,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 700 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: SkyPacket.

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