680 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 680 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	2,168 sqft · built 1939
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Tax Bill	$3,194 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-704.-115.00`

Property Details

APN / Parcel Number

Primary APN	`06-704.-115.00`
Alternative APN	`005309`

Interior

Building Area	2,168 sqft Total Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	300 ft deep x 75 ft wide

Location & Zoning

Street Address	680 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0819-1141
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2017
Census Tract	420400

Owner

680 E Main St is owned and occupied by an individual who acquired it in June 2015.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	680 E MAIN ST, BRADFORD, PA 16701-1842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 5, 2018	Deed of Trust, Mortgage HAMLIN BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015
Deed Sale	Jun 26, 2015
Deed Document Number	20152403
Deed Book / Page	819 / 1141
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	680 E MAIN ST, BRADFORD, PA 16701-1842
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	981/1038
Date	Jun 21, 2021
Book Page	981/1038
Instrument	202102545

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	680 E MAIN ST, BRADFORD, PA 16701-1842
Transaction Type	Mortgage
Record Updated	Aug 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	902/0489
Date	Jul 5, 2018
Book Page	902/0489
Instrument	201802511

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank
Address	BRADFORD, PA 16701

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 680 E Main St was $3,194.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,194.00	$58,500 Land $9,600 Building $48,900
2024	$3,094.00	$58,500 Land $9,600 Building $48,900
1998			$58,500 Land $9,600 Building $48,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 680 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 680 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: SkyPacket.

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