715 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 715 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	1,974 sqft · built 1929
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2021)
Tax Bill	$4,049 (2026)
Deeds & Mortgages	Oct 2023 Transfer Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-709.-107.00`

Property Details

APN / Parcel Number

Primary APN	`06-709.-107.00`
Alternative APN	`005194`

Interior

Building Area	1,974 sqft Total Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	150 ft deep x 78 ft wide

Location & Zoning

Street Address	715 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:0996-0879
Legal Subdivision	FOSTER BROOK ALLOTMENT
Jurisdiction	MCKEAN PA
Township / Civil Division	CERES
Census Block Group	6
Census Block	6029
Census Tract	420600

Owner

715 E Main St is owned and occupied by an individual who acquired it in September 2023.

Source: McKean County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	715 E MAIN ST, BRADFORD, PA 16701-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Intrafamily Transfer, Transfer
Aug 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage THE JUNIATA VALLEY BANK
Dec 10, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	20215148
Deed Book / Page	996 / 879
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000003341
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Oct 2, 2023
Property Address	715 E MAIN ST, BRADFORD, PA 16701-1846
Document Number	01044/1148
Book / Page	1044 / 1148
Instrument Date	Sep 18, 2023
Instrument	202303341
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	715 E MAIN ST, BRADFORD, PA 16701-1846

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCKEAN PA
Recording Date	Aug 15, 2023
Property Address	715 E MAIN ST, BRADFORD, PA 16701-1846
Document Number	001041/152
Book / Page	1041 / 152
Instrument Date	Aug 11, 2023
Instrument	202302681
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	CORNERSTONE ABSTRACT AND SETTLEMENT, CORNERSTONE ABSTRACT & STLMT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2237 KENBROOK RD, LEBANON, PA 17046-7905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 PARTRIDGE LN, LANCASTER, PA 17601-2805

Mortgage

Document Number	0202302682
Date	Aug 15, 2023
Instrument	202302682

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	10.7%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Dec 10, 2021
Property Address	715 E MAIN ST, BRADFORD, PA 16701-1846
Document Number	000996/879
Book / Page	996 / 879
Instrument Date	Dec 1, 2021
Instrument	202105148
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	COLONIAL TITLE, COLONIAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 E MAIN ST, BRADFORD, PA 16701-1846

Mortgage

Document Number	0202105149
Date	Dec 10, 2021
Instrument	202105149

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 30, 2020
Property Address	715 E MAIN ST, BRADFORD, PA 16701-1846
Document Number	00961/1094
Book / Page	961 / 1094
Instrument Date	Oct 29, 2020
Instrument	202003663
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$1,259.47
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 122, MOUNTAIN CITY, TN 37683-0122

Tax Assessment & Valuation

The 2026 property tax bill for 715 E Main St was $4,049.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,049.00	$74,150 Land $11,700 Building $62,450
2024		$46,790 (-36.9%) Land $13,450 Building $33,340
2023	$3,921.00	$74,150 Land $11,700 Building $62,450
1998			$74,150 Land $11,700 Building $62,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 715 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: SkyPacket.

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