675 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 675 E Main St, Bradford, PA 16701

Property Summary

Property Type	Single Family Home
Details	2,064 sqft · built 1938
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2023)
Tax Bill	$4,582 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`06-709.-105.00`

Property Details

APN / Parcel Number

Primary APN	`06-709.-105.00`
Alternative APN	`005190`

Interior

Building Area	2,064 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	258 ft deep x 100 ft wide

Location & Zoning

Street Address	675 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1045-0168
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2015
Census Tract	420400

Owner

675 E Main St is owned and occupied by an individual who bought it in October 2023.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	675 E MAIN ST, BRADFORD, PA 16701-1843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Deed Document Number	20233365
Deed Book / Page	1045 / 168
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 3, 2023
Property Address	675 E MAIN ST, BRADFORD, PA 16701-1843
Document Number	001045/168
Book / Page	1045 / 168
Instrument Date	Sep 20, 2023
Instrument	202303365
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	FALCON SETTLMENT, FALCON SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 E MAIN ST, BRADFORD, PA 16701-1843

Mortgage

Document Number	0202303366
Date	Oct 3, 2023
Instrument	202303366

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 675 E Main St was $4,582.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,582.00	$83,920 Land $12,000 Building $71,920
2024	$3,603.00	$68,130 (-) Land $12,000 Building $56,130
2023	$3,603.00	$68,130 Land $12,000 Building $56,130
1998			$83,920 Land $12,000 Building $71,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 675 E Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: SkyPacket.

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