700 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 700 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,125 sqft · built 2003
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$269,000 (Jan 2021)
Tax Bill$2,565 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021D 050

Property Details

APN / Parcel Number

Primary APN021D 050
Alternative APN
  • 504667

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,125 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Garage Area480 sqft

Exterior Amenities

PorchPorch
Porch Area36 sqft
Lean-To32 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number504667
Street Address700 CAWTHON RD
CityTOCCOA
StateGA
Zip30577-7277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 10 CAWTHON RD
Legal SubdivisionELLIOTT CAUDELL SURV 10
Legal Tract10
Legal Lot Number10
JurisdictionSTEPHENS GA
Township / Civil DivisionMARTIN-AVALON
Census Block Group2
Census Block2030
Census Tract970401

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address700 CAWTHON RD, TOCCOA, GA 30577-7277
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
May 1, 2019Grant Deed, Transfer · Conventional Mortgage
SYNOVUS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleApr 26, 2019 · Amount on Record
Deed Document Number0001237113
Deed Book / Page1237 / 113
Last Transfer DateJan 22, 2021
Transfer Doc0012370113
Record UpdatedJun 8, 2026

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateJan 22, 2021
Property Address700 CAWTHON RD, TOCCOA, GA 30577-7277
Document Number0012370113
Book / Page001237 / 000113
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$269.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address700 CAWTHON RD TOCCOA GA 305777277, TOCCOA, GA 30577-7277

Mortgage

Document Number12370115
DateJan 22, 2021
Book Page001237/000115
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateMay 1, 2019
Property Address700 CAWTHON RD, TOCCOA, GA 30577-7277
Document Number0011770185
Book / Page001177 / 000185
Instrument DateApr 26, 2019
Transaction TypeTransfer
Record UpdatedJun 7, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address700 CAWTHON RD TOCCOA GA 305777277, TOCCOA, GA 30577-7277

Mortgage

Document Number11770187
DateMay 1, 2019
Book Page001177/000187
Lender
NameSYNOVUS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 30, 2034

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,565.00 (+43.38%) Homeowner's exemption Senior Citizen's exemption$155,730 (+63.91%) Land $4,964 Building $150,766$389,323 (+63.91%) Land $12,409 Building $376,914
2023$1,789.00 (-32.77%) Homeowner's exemption$95,009 (+6.26%) Land $4,964 Building $90,045$237,521 (+6.26%) Land $12,409 Building $225,112
2022$2,661.00 Homeowner's exemption$89,412 Land $4,964 Building $84,448$223,530 Land $12,409 Building $211,121

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20

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