Stephens County property record for 602 Cawthon Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 1993 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,500 (Mar 1998) |
| Tax Bill | $1,910 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 021D 053 |
| Primary APN | 021D 053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Area | 484 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 474 sqft |
| Patio Area | 474 sqft |
| Gazebo | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 504660 |
|---|---|
| Old Parcel Number | 021D 053 |
| Street Address | 602 CAWTHON RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 7 CAWTHON RD |
| Legal Subdivision | WILLIAM J & B J SMITH SURV |
| Legal Lot Number | 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 602 CAWTHON RD, TOCCOA, GA 30577-7277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1998 · Amount on Record |
| Deed Sale | Mar 2, 1998 · Amount on Record |
| Deed Document Number | 0000392304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 602 CAWTHON RD, TOCCOA, GA 30577-7277 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 602 CAWTHON RD, TOCCOA, GA 30577-7277 |
| Investor | Possibly a Property Investor |
| Document Number | 0013880000000201 |
|---|---|
| Date | Nov 21, 2024 |
| Book Page | 0000001388/0000000201 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,910.00 (+50.63%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $127,849 (+62.78%) Land $4,645 Building $123,204 | $319,623 (+62.78%) Land $11,613 Building $308,010 |
| 2023 | $1,268.00 (-42.55%) Homeowner's exemption | $78,539 (+5.91%) Land $4,645 Building $73,894 | $196,348 (+5.91%) Land $11,613 Building $184,735 |
| 2022 | $2,207.00 Homeowner's exemption | $74,155 Land $4,645 Building $69,510 | $185,388 Land $11,613 Building $173,775 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 69% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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