Stephens County property record for 677 Cawthon Rd, Toccoa, GA 30577 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1991 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,000 (May 2026) |
| Tax Bill | $2,085 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021D 024 |
| Primary APN | 021D 024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,326 sqft Heated Area |
| Basement Area | 354 sqft |
| Unfinished Basement | 354 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 90 sqft |
| Patio Area | 191 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 511850 |
|---|---|
| Street Address | 677 CAWTHON RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 SEC 1 SMOKE RISE S/D |
| Legal Subdivision | SMOKE RISE |
| Legal Lot Number | 12 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970401 |
Source: Stephens County records · APN 021D 024
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 677 CAWTHON RD, TOCCOA, GA 30577-7283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Warranty Deed, Transfer |
| Apr 16, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST CMNTY MTG INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Apr 05, 2019 · Amount on Record |
| Deed Book / Page | 1451 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 26, 2026 |
| Property Address | 677 CAWTHON RD, TOCCOA, GA 30577-7283 |
| Document Number | 1451000179 |
| Book / Page | 1451 / 179 |
| Instrument Date | May 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 CAWTHON RD, TOCCOA, GA 30577-7283 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 16, 2019 |
| Property Address | 677 CAWTHON RD, TOCCOA, GA 30577-7283 |
| Document Number | 0011750462 |
| Book / Page | 001175 / 000462 |
| Instrument Date | Apr 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 677 CAWTHON RD TOCCOA GA 305777283, TOCCOA, GA 30577-7283 |
| Document Number | 11750463 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 001175/000463 |
| Name | FIRST CMNTY MTG INC |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 (+22.36%) Homeowner's exemption | $93,197 (+57.3%) Land $3,286 Building $89,911 | $232,993 (+57.3%) Land $8,215 Building $224,778 |
| 2023 | $1,704.00 | $59,248 Land $3,286 Building $55,962 | $148,121 Land $8,215 Building $139,906 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579704012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 53% of the US · above 75% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| TruVista Communications | Cable | 500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Uniti Group, TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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