701 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 701 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1984
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Tax Bill	$864 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021D 023`

Property Details

APN / Parcel Number

Primary APN	`021D 023`
Alternative APN	`511900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,848 sqft Heated Area
Attic Area	1,274 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Architectural Style	Log Home
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	30,928 sqft (0.71 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	140 sqft
Patio Area	239 sqft
Pole Barn	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	511900
Old Parcel Number	021D 023
Street Address	701 CAWTHON RD
City	TOCCOA
State	GA
Zip	30577-7279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13 SEC 1 SMOKE RISE S/D
Legal Subdivision	SMOKE RISE
Legal Lot Number	13
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2033
Census Tract	970401

Owner

Source: Stephens County records · APN 021D 023

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	701 CAWTHON RD, TOCCOA, GA 30577-7279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 1984
Deed Sale	Jan 20, 1984
Deed Document Number	0000174496
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	701 CAWTHON RD, TOCCOA, GA 30577-7279
Document Number	0012050315
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	701 CAWTHON RD TOCCOA GA 305777279, TOCCOA, GA 30577-7279

Mortgage

Document Number	0012050315
Date	Mar 23, 2020
Book Page	001205/000315

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	TOCCOA, GA 30577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 22, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$864.00 (+88.24%) Homeowner's exemption Senior Citizen's exemption	$79,632 (+58.23%) Land $3,286 Building $76,346	$199,080 (+58.23%) Land $8,215 Building $190,865
2023	$459.00 (-67.74%) Homeowner's exemption	$50,327 (+5.28%) Land $3,286 Building $47,041	$125,817 (+5.28%) Land $8,215 Building $117,602
2022	$1,423.00 Homeowner's exemption	$47,804 Land $3,286 Building $44,518	$119,511 Land $8,215 Building $111,296

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579704012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Uniti Group.

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA2570001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.