70 Westgate Ln, Troy, MO 63379 Property Records

Lincoln County property record for 70 Westgate Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,032 sqft · built 2020
Lot Size	4.03 acres (175,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,400 (Nov 2019)
Tax Bill	$3,984 (2025)
Deeds & Mortgages	May 2022 Sale Feb 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-05-000-000-006.017`

Property Details

APN / Parcel Number

Primary APN	`19-30-05-000-000-006.017`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Basement Area	2,032 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	175,721 sqft (4.03 acres)
Garage Area	1,764 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	70 WESTGATE LN
City	TROY
State	MO
Zip	63379-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WESTGATE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	05
Legal Subdivision	WESTGATE
Legal Lot Number	7
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3031
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 WESTGATE LN, TROY, MO 63379-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Beneficiary Deed, Transfer
Feb 20, 2020	Deed of Trust, Mortgage · Construction Mortgage HERITAGE COMMUNITY BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Nov 27, 2019	Warranty Deed, Transfer · Closed-End Mortgage HERITAGE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	201910818
Deed Book / Page	2440 / 914
Record Updated	Oct 29, 2026

May 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	May 27, 2022
Property Address	70 WESTGATE LN, TROY, MO 63379-4019
Document Number	002479/953
Book / Page	2479 / 953
Instrument Date	May 26, 2022
Instrument	2022005695
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 WESTGATE LN, 70, TROY, MO 63379-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WEST LANE, TROY, MO 63379

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	70 WESTGATE LN, TROY, MO 63379-4019
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2443/691
Date	Feb 20, 2020
Book Page	2443/691
Instrument	2020001691

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2021

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	70 WESTGATE LN, TROY, MO 63379-4019
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2458/925
Date	Feb 1, 2021
Book Page	2458/925
Instrument	2021001414

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 27, 2019
Property Address	70 WESTGATE LN, TROY, MO 63379-4019
Document Number	2440/0914
Book / Page	2440 / 0914
Map Reference	MB 13 PG 198
Instrument Date	Nov 21, 2019
Instrument	2019010818
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	L COUNTY TITLE, ALL COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CREEKWOOD BLVD, TROY, MO 63379-2917

Mortgage

Document Number	2019010819
Date	Nov 27, 2019
Instrument	2019010819

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 2, 2039

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,191 (-) Land $9,095 Building $56,096
2025	$3,984.00 (+8.35%)	$65,191 (+9.86%) Land $9,095 Building $56,096	$343,110 (+9.86%) Land $47,870 Building $295,240
2023	$3,677.00 (+4.58%)	$59,339 Land $8,330 Building $51,009	$312,310 Land $43,840 Building $268,470
2022	$3,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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