Lincoln County property record for 12 Westgate Ln, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,172 sqft · built 2005 |
| Lot Size | 3.8 acres (165,833 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,716 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-30-05-000-000-006.027 |
| Primary APN | 19-30-05-000-000-006.027 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| Basement Area | 2,172 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 165,833 sqft (3.8 acres) |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12 WESTGATE LN |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3.807 AC TRACT WITHIN SW1/4 OF SECT 5 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 810203 |
Source: Lincoln County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 WESTGATE LN, TROY, MO 63379-4019 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Dec 11, 2019 | Warranty Deed, Transfer CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2019 |
| Deed Sale | Dec 11, 2019 |
| Prior Sale | Mar 21, 2014 |
| Deed Document Number | 2019011262 |
| Deed Book / Page | 2441 / 0358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 12 WESTGATE LN, TROY, MO 63379-4019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12 WESTGATE LN, TROY, MO 63379-4019 |
| Document Number | 002471/511 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2471/511 |
| Instrument | 2021014090 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 11, 2019 |
| Property Address | 12 WESTGATE LN, TROY, MO 63379-4019 |
| Document Number | 02441/0358 |
| Book / Page | 2441 / 0358 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 2019011262 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 WESTGATE LN, TROY, MO 63379-4019 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 12 WESTGATE LN, TROY, MO 63379-4019 |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,716.00 (+2.71%) | $64,655 (+8.9%) Land $2,434 Building $62,221 | $340,290 (+8.9%) Land $12,810 Building $327,480 |
| 2023 | $3,618.00 (+4.9%) | $59,369 Land $2,434 Building $56,935 | $312,470 Land $12,810 Building $299,660 |
| 2022 | $3,449.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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