35 Westgate Ln, Troy, MO 63379 Property Records

Lincoln County property record for 35 Westgate Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 2020
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Dec 2019)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-05-000-000-006.013`

Property Details

APN / Parcel Number

Primary APN	`19-30-05-000-000-006.013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
Basement Area	1,862 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	35 WESTGATE LN
City	TROY
State	MO
Zip	63379-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WESTGATE ESTATES
Legal Range	01W
Legal Township	48N
Legal Section	05
Legal Subdivision	WESTGATE
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3031
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 WESTGATE LN, TROY, MO 63379-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Dec 23, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST BANK
Aug 7, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OLD MONROE
Nov 20, 2018	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	201911660
Deed Book / Page	2441 / 746
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	35 WESTGATE LN, TROY, MO 63379-4020
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459/140
Date	Feb 4, 2021
Book Page	2459/140
Instrument	2021001637

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 23, 2019
Property Address	35 WESTGATE LN, TROY, MO 63379-4020
Document Number	2441/0746
Book / Page	2441 / 0746
Map Reference	MB 13 PG 198
Instrument Date	Dec 20, 2019
Instrument	2019011660
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WESTGATE LN, TROY, MO 63379-4020

Mortgage

Document Number	2019011661
Date	Dec 23, 2019
Instrument	2019011661

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 7, 2019
Property Address	35 WESTGATE LN, TROY, MO 63379-4020
Document Number	2436/0858
Book / Page	2436 / 0858
Map Reference	MB 13 PG 198
Instrument Date	Aug 5, 2019
Instrument	2019006733
Transaction Type	Construction Loan
Record Updated	Aug 31, 2021
Title Company	TRI COUNTY LAND TITLE, TRI COUNTY LAND TTL ERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 N LINCOLN DR, TROY, MO 63379-1354
Investor	Possibly a Property Investor

Mortgage

Document Number	2019006756
Date	Aug 7, 2019
Instrument	2019006756

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 20, 2018
Property Address	35 WESTGATE LN, TROY, MO 63379-4020
Document Number	2429/0089
Book / Page	2429 / 0089
Map Reference	MB 13 PG 198
Instrument Date	Nov 13, 2018
Instrument	2018010502
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 CAMBRIDGE LN, MONTGOMERY, IL 60538-4069

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,301 (-) Land $7,144 Building $48,157
2025	$3,219.00 (+2.06%)	$55,301 (+8.63%) Land $7,144 Building $48,157	$291,060 (+8.63%) Land $37,600 Building $253,460
2023	$3,154.00 (+4.71%)	$50,909 Land $6,555 Building $44,354	$267,940 Land $34,500 Building $233,440
2022	$3,012.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Systec Wireless Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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