25 Westgate Ln, Troy, MO 63379 Property Records

Lincoln County property record for 25 Westgate Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-30-05-000-000-006.012`

Property Details

APN / Parcel Number

Primary APN	`19-30-05-000-000-006.012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Basement Area	1,580 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 WESTGATE LN
City	TROY
State	MO
Zip	63379-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WESTGATE ESTATES
Legal Range	01W
Legal Township	48
Legal Section	05
Legal Subdivision	WESTGATE
Legal Lot Number	2
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3031
Census Tract	810203

Owner

Source: Lincoln County assessment roll, APN 19-30-05-000-000-006.012, as of June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	25 WESTGATE LN, TROY, MO 63379-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Deed of Trust, Mortgage · Negative Amortization NATIONSTAR MORTGAGE LLC
Dec 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 05, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 16, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 16, 2017
Deed Sale	May 16, 2017
Deed Document Number	2017004427
Deed Book / Page	2410 / 0988
Record Updated	Jun 08, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 WESTGATE LN, TROY, MO 63379-4020
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WESTGATE LN, TROY, MO 63379-4020

Mortgage

Document Number	002512/483
Date	Jul 31, 2025
Book Page	2512/483
Instrument	2025005994

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Negative Amortization
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2045

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 WESTGATE LN, TROY, MO 63379-4020
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WESTGATE LN, TROY, MO 63379-4020

Mortgage

Document Number	002473/369
Date	Dec 09, 2021
Book Page	2473/369
Instrument	2021015954

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	25 WESTGATE LN, TROY, MO 63379-4020
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/883
Date	Nov 05, 2020
Book Page	2454/883
Instrument	2020012963

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 16, 2017
Property Address	25 WESTGATE LN, TROY, MO 63379-4020
Document Number	2410/0988
Book / Page	2410 / 0988
Map Reference	MB13 PG198
Instrument Date	May 11, 2017
Instrument	2017004427
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 JACOBS PILLOW DR, 1723, SAINT PETERS, MO 63376-7865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25 WESTGATE LN, TROY, MO 63379-4020

Mortgage

Document Number	2017004428
Date	May 16, 2017
Instrument	2017004428

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll as of June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (+7.47%)	$48,494 (+8.95%) Land $6,935 Building $41,559	$255,230 (+8.95%) Land $36,500 Building $218,730
2023	$2,758.00 (+10.9%)	$44,509 Land $6,365 Building $38,144	$234,260 Land $33,500 Building $200,760
2022	$2,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 28 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
SysTec Wireless Communications Fixed Wireless	100 / 20

May also be available: Gateway Fiber Holdings.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westgate Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures