Okaloosa County property record for 70 Ruby Cir, Mary Esther, FL 32569 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,309 sqft Heated Area |
| Lot Size | 5,132 sqft (0.117 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2021) |
| Tax Bill | $2,495.00 (2025) |
| Primary APN | C56-000-595-0879-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,309 sqft Heated Area |
| Gross Area | 1,920 sqft Gross Area |
| 1st Floor | 1,309 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 5,132 sqft (0.117 acres) |
| Garage Type | Finished Garage |
| Garage Area | 399 sqft Garage |
| Porch | Open Porch |
| Porch Area | 212 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 70 RUBY CIR |
|---|---|
| City | MARY ESTHER |
| State | FL |
| Zip | 32569-1695 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD ESTATES LOT 27 |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | EMERALD ESTATES |
| Legal Lot Number | 27 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 22900 |
Source: Okaloosa County records · APN C56-000-595-0879-6
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 24, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage PACIFIC SUN MORTGAGE |
| Jan 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on Record |
| Deed Sale | Mar 24, 2021 · Amount on Record |
| Prior Sale | Mar 11, 2015 · Amount on Record |
| Deed Doc Number | 3440627 |
| Deed Book / Page | 3534 / 2484 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 70 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Document Number | 0035342484 |
| Book / Page | 3534 / 2484 |
| Map Reference | MB 13 PG 68 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 3440627 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23672 N 161ST AVE, 23672, SURPRISE, AZ 85387-1677 |
| Name | Verified Name |
|---|---|
| Address | 70 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Document Number | 0035342485 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 3534/2485 |
| Name | PACIFIC SUN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 70 RUBY CIR, MARY ESTHER, FL 32569-1695 |
| Document Number | 0034390670 |
| Instrument Date | Jan 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 70 RUBY CIR MARY ESTHER FL 325691695, MARY ESTHER, FL 32569-1695 |
| Document Number | 0034390670 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 003439/000670 |
| Instrument | 3331003 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2035 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Mary Esther City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,495.00 (-0.2%) Homeowner's exemption | $216,107 (+0.68%) Land $68,072 Building $148,035 | $216,107 (+0.68%) Land $68,072 Building $148,035 |
| 2023 | $2,500.00 (-14.35%) Homeowner's exemption | $214,637 (+6.33%) Land $54,764 Building $159,873 | $214,637 (+6.33%) Land $54,764 Building $159,873 |
| 2022 | $2,919.00 | $201,853 Land $51,181 Building $150,672 | $201,853 Land $51,181 Building $150,672 |
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