59 Ruby Cir, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 59 Ruby Cir, Mary Esther, FL 32569 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,499 sqft Heated Area
Lot Size4,463 sqft (0.102 acres)
OccupancyOwner Occupied
Last Sale$167,000 (2014)
Tax Bill$1,628.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-595-0876-2
Alternative APN
  • 16-2S-24-120A-0000-0240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,499 sqft Heated Area
Gross Area1,866 sqft Gross Area
1st Floor1,499 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area4,463 sqft (0.102 acres)
Garage TypeFinished Garage
Garage Area342 sqft Garage
PorchOpen Porch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address59 RUBY CIR
CityMARY ESTHER
StateFL
Zip32569-2600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD ESTATES LOT 24
Legal Range24
Legal Township02S
Legal Section16
Legal SubdivisionEMERALD ESTATES
Legal Lot Number24
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup3
Census Block3005
Census Tract22900

Owner

Source: Okaloosa County records · APN C56-000-595-0876-2

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address59 RUBY CIR, MARY ESTHER, FL 32569-2600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2022Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Oct 07, 2019Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Oct 21, 2020Deed of Trust, Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2014 · Amount on Record
Deed SaleMay 08, 2014 · Amount on Record
Prior SaleAug 02, 2011 · Amount on Record
Deed Doc Number2925986
Deed Book / Page3146 / 2828
Record RefreshedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address59 RUBY CIR, MARY ESTHER, FL 32569-2600
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 RUBY CIR, MARY ESTHER, FL 32569-2600

Mortgage

Document Number0036263245
DateJun 09, 2022
Book Page3626/3245
Instrument3556189
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 01, 2042

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address59 RUBY CIR, MARY ESTHER, FL 32569-2600
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034223385
DateOct 07, 2019
Book Page3422/3385
Instrument3309594
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 20, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address59 RUBY CIR, MARY ESTHER, FL 32569-2600
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 RUBY CIR, MARY ESTHER, FL 32569-2600

Mortgage

Document Number0034994565
DateOct 21, 2020
Book Page3499/4565
Instrument3400524
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term177 Months
DueJul 03, 2035

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityMary Esther City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,628.00 (+6.96%) Homeowner's exemption$155,254 (+5.99%)$232,637 (-2.36%) Land $68,072 Building $164,565
2023$1,522.00 (+3.33%) Homeowner's exemption$146,484 (+3%)$238,271 (+6.38%) Land $54,764 Building $183,507
2022$1,473.00 Homeowner's exemption$142,217$223,978 Land $51,181 Building $172,797

Nearby Properties on Ruby Cir

Nearby Streets

Search Property Records by Address or Parcel Number