57 Ruby Cir, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 57 Ruby Cir, Mary Esther, FL 32569 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,499 sqft Living Area
Lot Size4,464 sqft (0.103 acres)
OccupancyOwner Occupied
Last Sale$307,000 (2022)
Tax Bill$2,613.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-595-0875-4
Alternative APNs
  • 16-2S-24-120A-0000-0230
  • 24S216120A00000230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,499 sqft Living Area
Gross Area1,866 sqft Gross Area
1st Floor1,499 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area4,464 sqft (0.103 acres)
Garage TypeAttached Garage
Garage Area342 sqft Garage
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address57 RUBY CIR
CityMARY ESTHER
StateFL
Zip32569-2600
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD ESTATES LOT 23
Legal Range24W
Legal Township02S
Legal Section16
Legal SubdivisionEMERALD ESTATES
Legal Lot Number23
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup3
Census Block3005
Census Tract22900

Owner

Source: Okaloosa County records · APN C56-000-595-0875-4

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address57 RUBY CIR, MARY ESTHER, FL 32569-2600
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 10, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2022 · Amount on Record
Deed SaleDec 27, 2022 · Amount on Record
Prior SaleJul 10, 2018 · Amount on Record
Deed Doc Number20223598049
Deed Book / Page3656 / 1751
Record RefreshedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 27, 2022
Property Address57 RUBY CIR, MARY ESTHER, FL 32569-2600
Document Number0036561751
Book / Page3656 / 1751
Map ReferenceMB 13 PG 68
Instrument DateDec 16, 2022
Instrument3598049
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanySOUTH OAK TITLE FT WALTON BCH, SOUTH OAK TTL FT WALTON BEAC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1101, MARY ESTHER, FL 32569-1101

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 RUBY CIR, MARY ESTHER, FL 32569-2600

Mortgage

Document Number0036561753
DateDec 27, 2022
Instrument3656/1753
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 10, 2018
Property Address57 RUBY CIR, MARY ESTHER, FL 32569-2600
Document Number0033581249
Book / Page003358 / 001249
Instrument DateJul 02, 2018
Instrument3218415
Transaction TypeTransfer
Record UpdatedAug 01, 2018
Title CompanySOUTHTRUST LAW AND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,399.30
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address57 RUBY CIR MARY ESTHER FL 325692600, MARY ESTHER, FL 32569-2600

Mortgage

Document Number33581255
DateJul 10, 2018
Book Page003358/001255
Instrument3218418
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityMary Esther City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,613.00 (-19.77%) Homeowner's exemption$224,374 (-1.1%) Land $68,072 Building $156,302$224,374 (-1.1%) Land $68,072 Building $156,302
2023$3,257.00 (+85.9%)$226,859 (+40.45%) Land $54,764 Building $172,095$226,859 (+6.39%) Land $54,764 Building $172,095
2022$1,752.00 Homeowner's exemption$161,525$213,239 Land $51,181 Building $162,058

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