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76 Ruby Cir, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 76 Ruby Cir, Mary Esther, FL 32569 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,535 sqft Living Area
Lot Size4,159 sqft (0.096 acres)
OccupancyOwner Occupied
Last Sale$214,750 (2019)
Tax Bill$2,322.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-595-0882-0
Alternative APNs
  • 16-2S-24-120A-0000-0300
  • 24S216120A00000300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,535 sqft Living Area
Gross Area2,093 sqft Gross Area
1st Floor1,535 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area4,159 sqft (0.096 acres)
Garage TypeAttached Garage
Garage Area360 sqft Garage
Porch Area198 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address76 RUBY CIR
CityMARY ESTHER
StateFL
Zip32569-1695
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMERALD ESTATES LOT 30
Legal Range24W
Legal Township02S
Legal Section16
Legal SubdivisionEMERALD ESTATES
Legal Lot Number30
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup3
Census Block3006
Census Tract22900

Owner

Source: Okaloosa County records · APN C56-000-595-0882-0

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address76 RUBY CIR, MARY ESTHER, FL 32569-1695
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2019 · Amount on Record
Deed SaleNov 19, 2019 · Amount on Record
Prior SaleSep 24, 2009 · Amount on Record
Deed Doc Number20193318926
Deed Book / Page3429 / 2088
Record RefreshedJun 08, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 19, 2019
Property Address76 RUBY CIR, MARY ESTHER, FL 32569-1695
Document Number0034292088
Book / Page3429 / 2088
Map ReferenceMB 13 PG 68
Instrument DateNov 13, 2019
Instrument3318926
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,503.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address18 MARLBOROUGH RD, 18, SHALIMAR, FL 32579-1016

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 RUBY CIR, MARY ESTHER, FL 32569-1695

Mortgage

Document Number0034292090
DateNov 19, 2019
Instrument3429-2090
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityMary Esther City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,322.00 (+6.46%) Homeowner's exemption$203,915 (+5.99%)$238,953 (-2.54%) Land $68,072 Building $170,881
2023$2,181.00 (+3.02%) Homeowner's exemption$192,396 (+3%)$245,192 (+6.33%) Land $54,764 Building $190,428
2022$2,117.00 Homeowner's exemption$186,792$230,603 Land $51,181 Building $179,422

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