70 Harding St, Elgin, IL 60123 Property Records

Kane County property record for 70 Harding St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,196 sqft · built 1918
Lot Size	0.139 acres (6,072 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Jul 2012)
Tax Bill	$4,006 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-24-152-017`

Property Details

APN / Parcel Number

Primary APN	`06-24-152-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Construction Type	Frame
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	132 ft deep x 46 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	70 HARDING ST
City	ELGIN
State	IL
Zip	60123-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDINGS RESUB LOT 32 OF B W RAYMONDS 2ND ADDN EAST 31 FT LOT 11 & WEST 15 FT LOT 12
Legal Subdivision	HARDINGS RESUB
Legal Block	3
Legal Lot Number	32
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851600

Owner

Source: Kane County records · APN 06-24-152-017

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	70 HARDING ST, ELGIN, IL 60123-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2012 · Amount on Record
Deed Sale	Jul 27, 2012 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	201249438
Prior Transfer Date	Nov 02, 2011
Prior Transfer Doc	0000049438
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00 (+15.78%) Homeowner's exemption
2024		$55,736 (+21.39%) Land $11,872 Building $43,864	$167,275 (+21.44%) Land $35,630 Building $131,645
2022	$3,460.00 (+5.04%) Homeowner's exemption	$45,913 (+6.96%) Land $9,779 Building $36,134	$137,739 (+6.96%) Land $29,337 Building $108,402
2021	$3,294.00 Homeowner's exemption	$42,926 Land $9,143 Building $33,783	$128,778 Land $27,429 Building $101,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 385 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.