111 Harding St, Elgin, IL 60123 Property Records

Kane County property record for 111 Harding St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 403 sqft · built 1930
Lot Size0.58 acres (2,520 sqft)
OwnerIndividual Name on Record
Last Sale$87,000 (Jul 2016)
Tax Bill$2,044 (2025)
Flood ZoneZone X (minimal risk)
APN06-24-155-012

Property Details

APN / Parcel Number

Primary APN06-24-155-012

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area403 sqft Living Area
Gross Area806 sqft
1st Floor Area403 sqft
Basement Area403 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Construction TypeFrame
Lot Area2,520 sqft (0.58 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address111 HARDING ST
CityELGIN
StateIL
Zip60123-7753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHINTZE & POTTERS ADDN AS AMENDED WEST 42 FT LOT 2 BLOCK 2
Legal SubdivisionHINTZE&POTTERS ADDN
Legal Block2
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3005
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 HARDING ST, ELGIN, IL 60123-7753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2016 · Amount on Record
Deed SaleJul 18, 2016 · Amount on Record
Prior SaleJun 24, 2004 · Amount on Record
Deed Document Number201636399
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,044.00 (+15.55%) Homeowner's exemption$34,803 (+8.57%) Land $9,861 Building $24,942$104,451 (+8.57%) Land $29,595 Building $74,856
2024$32,056 (+21.4%) Land $9,083 Building $22,973$96,206 (+21.44%) Land $27,260 Building $68,947
2022$1,769.00 (+6.12%) Homeowner's exemption$26,406 (+6.96%) Land $7,482 Building $18,924$79,218 (+6.96%) Land $22,446 Building $56,772
2021$1,667.00 Homeowner's exemption$24,688 Land $6,995 Building $17,693$74,064 Land $20,985 Building $53,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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