68 Harding St, Elgin, IL 60123 Property Records

Kane County property record for 68 Harding St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 962 sqft · built 1923
Lot Size	0.116 acres (5,069 sqft)
Owner	Individual Name on Record
Last Sale	$84,000 (Nov 1995)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-24-152-018`

Property Details

APN / Parcel Number

Primary APN	`06-24-152-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,924 sqft
1st Floor Area	962 sqft
Basement Area	962 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Lot Area	5,069 sqft (0.116 acres)
Lot Width	46 ft Width
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	68 HARDING ST
City	ELGIN
State	IL
Zip	60123-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDINGS RESUB LOT 32 OF B W RAYMONDS 2ND ADDN EAST 46 FT EXCEPT NORTHEAST CORNER (BEING 20 FT ON NORTH LINE 66 FT ON EAST LINE) LOT 12
Legal Subdivision	HARDINGS RESUB
Legal Block	3
Legal Lot Number	32
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 HARDING ST, ELGIN, IL 60123-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 1995 · Amount on Record
Deed Sale	Nov 8, 1995 · Amount on Record
Deed Document Number	199568474
Deed Book / Page	1140 / 423
Last Transfer Date	May 13, 2021
Transfer Doc	0000024049
Record Updated	Sep 20, 2026

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2022
Property Address	68 HARDING ST, ELGIN, IL 60123-7700
Document Number	0000024049
Instrument Date	May 13, 2021
Instrument	2022K024049
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CENTURY TITLE COMPANY, CENTURY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HARDING ST, ELGIN, IL 60123-7700

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00 (+15.98%)	$54,139 (+8.57%) Land $11,107 Building $43,032	$162,482 (+8.57%) Land $33,334 Building $129,148
2024		$49,865 (+21.39%) Land $10,230 Building $39,635	$149,655 (+21.44%) Land $30,702 Building $118,953
2022	$3,561.00 (+3.94%)	$41,077 (+6.96%) Land $8,427 Building $32,650	$123,231 (+6.96%) Land $25,281 Building $97,950
2021	$3,426.00	$38,404 Land $7,879 Building $30,525	$115,212 Land $23,637 Building $91,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20