108 Harding St, Elgin, IL 60123 Property Records

Kane County property record for 108 Harding St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,356 sqft · built 1900
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,832 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-24-152-012`

Property Details

APN / Parcel Number

Primary APN	`06-24-152-012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,356 sqft Living Area
Gross Area	4,424 sqft
Basement Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,392 sqft (0.17 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	108 HARDING ST
City	ELGIN
State	IL
Zip	60123-7770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H HINTZES SUB LOTS 3, 4, 5, 6, 7, 8, 9, & 10 OF HARDINGS RE-SUB OF LOT 32 OF B W RAYMONDS 2ND ADDN LOT 6
Legal Subdivision	W H HINTZES SUB
Legal Block	3
Legal Lot Number	3-10,
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	273 S ALFRED AVE, ELGIN, IL 60123-7251
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 9, 1998
Transfer Doc	0000004888
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,832.00 (+25.67%)	$102,660 (+8.57%) Land $15,416 Building $87,244	$308,103 (+8.57%) Land $46,267 Building $261,837
2024		$94,556 (+31.56%) Land $14,199 Building $80,357	$283,782 (+31.61%) Land $42,614 Building $241,167
2022	$6,232.00 (+3.95%)	$71,874 (+6.96%) Land $11,697 Building $60,177	$215,622 (+6.96%) Land $35,091 Building $180,531
2021	$5,995.00	$67,197 Land $10,936 Building $56,261	$201,591 Land $32,808 Building $168,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20