7 Willow Tree Ln, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 7 Willow Tree Ln, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,664 sqft · built 2010
Lot Size	1.03 acres (45,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2017)
Tax Bill	$7,385 (2026)
Deeds & Mortgages	Jul 2022 Refinance Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0070 B:000A L:00007-4`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0070 B:000A L:00007-4`
Alternative APNs	`CHRL M:0070 B:000A L:00007-4` `M:0070 B:000A L:00007=4` `11369`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	4,771 sqft
Basement Area	1,217 sqft
Unfinished Basement	1,217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,002 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	11369
Street Address	7 WILLOW TREE LN
City	CHARLTON
State	MA
Zip	01507-1494
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	7-4
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4003
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 WILLOW TREE LN, CHARLTON, MA 01507-1494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND CREDIT UNION
Apr 28, 2017	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Dec 10, 2012 · Amount on Record
Deed Book / Page	57046 / 324
Transfer Doc	057046-324
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	7 WILLOW TREE LN, CHARLTON, MA 01507-1494
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067854-86
Date	Jul 1, 2022
Book Page	67854/86
Instrument	72809

Lender

Name	RHODE ISLAND CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2032

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Apr 28, 2017
Property Address	7 WILLOW TREE LN, CHARLTON, MA 01507-1494
Document Number	57046-324
Book / Page	57046 / 324
Instrument	43158
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	570460326
Date	Apr 28, 2017
Instrument	57046/0326

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,385.00 (+4.87%)	$675,000 (+6.69%) Land $109,700 Building $565,300	$716,267 (+7.72%)
2025	$7,042.00 (+3.68%)	$632,700 (+5.64%) Land $104,100 Building $528,600	$664,905 (+14.64%)
2024	$6,792.00 (+1.77%)	$598,900 (+9.21%) Land $98,400 Building $500,500	$579,975
2023	$6,674.00	$548,400 Land $98,400 Building $450,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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