4 Willow Tree Ln, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 4 Willow Tree Ln, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,908 sqft · built 2013
Lot Size	1.03 acres (45,002 sqft)
Owner	2 Individual Names on File
Last Sale	$507,775 (Feb 2013)
Tax Bill	$8,079 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0070 B:000A L:00007-9`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0070 B:000A L:00007-9`
Alternative APNs	`CHRL M:0070 B:000A L:00007-9` `M:0070 B:000A L:00007=9` `11369`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,908 sqft Living Area
Gross Area	6,912 sqft
Basement Area	2,208 sqft
Unfinished Basement	2,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,002 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal
Heating Fuel	Gas

Location & Zoning

Account Number	11369
Street Address	4 WILLOW TREE LN
City	CHARLTON
State	MA
Zip	01507-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	7-9
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4003
Census Tract	756102

Owner

4 Willow Tree Ln is owned and occupied by two individuals who bought it in February 2013.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WILLOW TREE LN, CHARLTON, MA 01507-1495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 3, 2023	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Aug 25, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2018	Deed of Trust, Mortgage WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2013 · Amount on File
Deed Sale	Feb 21, 2013 · Amount on File
Prior Sale	Jan 30, 2012 · Amount on File
Deed Book / Page	50480 / 116
Transfer Doc	5048000116
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064418-240
Date	Feb 8, 2021
Book Page	64418/240
Instrument	18607

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069092-60
Date	May 3, 2023
Book Page	69092/60
Instrument	33987

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57638-379
Date	Aug 25, 2017
Book Page	57638/379
Instrument	93455

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	4 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59729-86
Date	Nov 26, 2018
Book Page	59729/86
Instrument	124577

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4 Willow Tree Ln was $8,079, up 1.8% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,079.00 (+1.79%)	$738,500 (+3.56%) Land $109,700 Building $628,800	$747,926 (-10.54%)
2025	$7,937.00 (+3.2%)	$713,100 (+5.15%) Land $104,100 Building $609,000	$836,000 (+11.32%)
2024	$7,691.00 (+1.8%)	$678,200 (+9.25%) Land $98,400 Building $579,800	$750,975
2023	$7,555.00	$620,800 Land $98,400 Building $522,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Willow Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Willow Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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