2 Willow Tree Ln, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 2 Willow Tree Ln, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,516 sqft · built 2017
Lot Size	1.03 acres (45,002 sqft)
Owner	Trust Name on File
Last Sale	$434,900 (Jul 2017)
Tax Bill	$6,957 (2026)
Deeds & Mortgages	Jun 2021 Refinance Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0070 B:000A L:0007-10`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0070 B:000A L:0007-10`
Alternative APNs	`CHRL M:0070 B:000A L:0007-10` `M:0070 B:000A L:0007=10` `11369`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,516 sqft Living Area
Gross Area	4,398 sqft
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,002 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	11369
Street Address	2 WILLOW TREE LN
City	CHARLTON
State	MA
Zip	01507-1495
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	7-10
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4003
Census Tract	756102

Owner

2 Willow Tree Ln is owner-occupied and held in a trust since November 2022.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 16, 2025	Deed of Trust, Mortgage WEBSTER FIRST FCU
Nov 22, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Jul 30, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Deed Book / Page	57436 / 60
Last Transfer Date	Nov 7, 2022
Transfer Doc	068517-177
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065492-186
Date	Jun 28, 2021
Book Page	65492/186
Instrument	89811

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072682-197
Date	Oct 16, 2025
Book Page	72682/197
Instrument	89300

Lender

Name	WEBSTER FIRST FCU

Agreement

Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Nov 22, 2022
Property Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495
Document Number	068517-177
Book / Page	68517 / 177
Instrument Date	Nov 7, 2022
Instrument	124948
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63449-70
Date	Oct 8, 2020
Book Page	63449/70
Instrument	119015

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	2 WILLOW TREE LN, CHARLTON, MA 01507-1495
Document Number	60828-274
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 WILLOW TREE LN CHARLTON MA 015071495, CHARLTON, MA 01507-1495

Mortgage

Document Number	60828-274
Date	Aug 5, 2019
Book Page	060828/000274
Instrument	77161

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2 Willow Tree Ln was $6,957, up 1.7% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,957.00 (+1.74%)	$635,900 (+3.5%) Land $109,700 Building $526,200	$662,256 (+11.5%)
2025	$6,838.00 (+3.59%)	$614,400 (+5.55%) Land $104,100 Building $510,300	$593,940 (+15.41%)
2024	$6,601.00 (+1.79%)	$582,100 (+9.23%) Land $98,400 Building $483,700	$514,615
2023	$6,485.00	$532,900 Land $98,400 Building $434,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Willow Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Willow Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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