Passaic County and Wayne Township property record for 7 White Oak Ln, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 1953 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Mar 2025) |
| Tax Bill | $10,455 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Oct 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01210-0000-00022 |
| Primary APN | 14-01210-0000-00022 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,382 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Lot Area | 11,238 sqft (0.258 acres) |
| Old Parcel Number | 1400189A00002 |
|---|---|
| Street Address | 7 WHITE OAK LN |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1210 |
| Legal Lot Number | 22 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 WHITE OAK LN, WAYNE, NJ 07470-3026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 20, 2025 | Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Oct 23, 2024 | Deed, Transfer EVIDENT TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Prior Sale | Oct 23, 2024 · Amount on Record |
| Deed Document Number | 20259994 |
| Deed Book / Page | 4870 / 89 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 20, 2025 |
| Property Address | 7 WHITE OAK LN, WAYNE, NJ 07470-3026 |
| Document Number | 0000009994 |
| Book / Page | D4870 / 89 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 2025009994 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | NU WORLD TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 LINDBERGH BLVD, BLOOMFIELD, NJ 07003-4517 |
| Name | Verified Name |
|---|---|
| Address | 7 WHITE OAK LN, WAYNE, NJ 07470-3026 |
| Document Number | 0000009995 |
|---|---|
| Date | Mar 20, 2025 |
| Instrument | 2025009995 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 23, 2024 |
| Property Address | 7 WHITE OAK LN, WAYNE, NJ 07470-3026 |
| Document Number | 0000033320 |
| Book / Page | D4790 / 295 |
| Instrument Date | Sep 16, 2024 |
| Instrument | 2024033320 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 HILLS FARM LN, HOLLIS, NH 03049-6047 |
| Name | Verified Name |
|---|---|
| Address | 7 WHITE OAK LN, WAYNE, NJ 07470-3026 |
| Investor | Possibly a Property Investor |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,200 (+29.78%) Land $105,400 Building $120,800 | $226,200 (+29.78%) Land $105,400 Building $120,800 | |
| 2025 | $10,455.00 (+3.38%) | $174,300 (-) Land $105,400 Building $68,900 | $174,300 (-) Land $105,400 Building $68,900 |
| 2024 | $10,113.00 (+5.3%) | ||
| 2023 | $174,300 Land $105,400 Building $68,900 | $174,300 Land $105,400 Building $68,900 | |
| 2022 | $9,604.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2021–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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