1 White Oak Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 1 White Oak Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,802 sqft · built 1953
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2020)
Tax Bill	$11,792 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01210-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`14-01210-0000-00023`
Alternative APNs	`1400189A00001` `140121000023`

Interior

Building Area	1,802 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Lot Area	10,759 sqft (0.247 acres)

Location & Zoning

Old Parcel Number	1400189A00001
Street Address	1 WHITE OAK LN
City	WAYNE
State	NJ
Zip	07470-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MACDONALD ACRES SEC 1
Legal Block	1210
Legal Lot Number	23
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2013
Census Tract	246104

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 WHITE OAK LN, WAYNE, NJ 07470-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Jul 28, 2000
Deed Document Number	202013883
Deed Book / Page	3774 / 192
Record Updated	Oct 29, 2026

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 16, 2020
Property Address	1 WHITE OAK LN, WAYNE, NJ 07470-3026
Document Number	0000013883
Book / Page	D3774 / 192
Instrument Date	Mar 9, 2020
Instrument	2020013883
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 NORWALK LN, 32, BARNEGAT, NJ 08005-3398

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 WHITE OAK LN, WAYNE, NJ 07470-3026

Mortgage

Document Number	0000013884
Date	Mar 16, 2020
Instrument	2020013884

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,600 (-) Land $104,800 Building $91,800	$196,600 (-) Land $104,800 Building $91,800
2025	$11,792.00 (+0.88%)	$196,600 (-) Land $104,800 Building $91,800	$196,600 (-) Land $104,800 Building $91,800
2024	$11,689.00 (+5.16%)
2023		$196,600 Land $104,800 Building $91,800	$196,600 Land $104,800 Building $91,800
2022	$11,115.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2021–2023)
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20