Passaic County and Wayne Township property record for 2 White Oak Ln, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,382 sqft · built 1953 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (May 2026) |
| Tax Bill | $10,299 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01208-0000-00013 |
| Primary APN | 14-01208-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,382 sqft Living Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Lot Area | 8,799 sqft (0.202 acres) |
| Old Parcel Number | 1400189F00013 |
|---|---|
| Street Address | 2 WHITE OAK LN |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | MAC DONALD ACRES SEC 01 |
| Legal Block | 1208 |
| Legal Lot Number | 13 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 WHITE OAK LN, WAYNE, NJ 07470-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 22, 2026 | Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE CORPORATION |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 5, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 202617697 |
| Deed Book / Page | 5100 / 73 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 2 WHITE OAK LN, WAYNE, NJ 07470-3019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000063139 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | M17495/118 |
| Instrument | 2021063139 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 22, 2026 |
| Property Address | 2 WHITE OAK LN, WAYNE, NJ 07470-3019 |
| Document Number | 0000017697 |
| Book / Page | 5100 / 73 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202617697 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2 WHITE OAK LN, WAYNE, NJ 07470-3019 |
| Document Number | 0000017698, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202617698 |
| Name | ABSOLUTE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 2 WHITE OAK LN, WAYNE, NJ 07470-3019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000031586 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | M16273/53 |
| Instrument | 2020031586 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 5, 2018 |
| Property Address | 2 WHITE OAK LN, WAYNE, NJ 07470-3019 |
| Document Number | 0000024626 |
| Book / Page | 003322 / 000099 |
| Instrument Date | May 18, 2018 |
| Instrument | 24626 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $362.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 WHITE OAK LN WAYNE NJ 074703019, WAYNE, NJ 07470-3019 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,700 (-) Land $101,200 Building $70,500 | $171,700 (-) Land $101,200 Building $70,500 | |
| 2025 | $10,299.00 (+0.88%) | $171,700 (-) Land $101,200 Building $70,500 | $171,700 (-) Land $101,200 Building $70,500 |
| 2024 | $10,209.00 (+5.17%) | ||
| 2023 | $171,700 Land $101,200 Building $70,500 | $171,700 Land $101,200 Building $70,500 | |
| 2022 | $9,707.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2021–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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