Passaic County and Wayne Township property record for 21 White Oak Ln, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,078 sqft · built 1950 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Oct 1998) |
| Tax Bill | $11,480 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01210-0000-00019 |
| Primary APN | 14-01210-0000-00019 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,078 sqft Living Area |
|---|
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Lot Area | 15,638 sqft (0.359 acres) |
| Old Parcel Number | 1400189L00001 |
|---|---|
| Street Address | 21 WHITE OAK LN |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1210 |
| Legal Lot Number | 19 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 246104 |
21 White Oak Ln is owned and occupied by two individuals who acquired it in August 2024.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 WHITE OAK LN, WAYNE, NJ 07470-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2024 | Intrafamily Transfer, Transfer CLEAR SKIES TITLE AGENCY |
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 1998 · Amount on File |
| Deed Sale | Oct 16, 1998 · Amount on File |
| Prior Sale | Aug 27, 1998 · Amount on File |
| Deed Document Number | 19983465 |
| Deed Book / Page | 0157 / 43 |
| Last Transfer Date | Aug 27, 2024 |
| Transfer Doc | 0000029086 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 16, 2024 |
| Property Address | 21 WHITE OAK LN, WAYNE, NJ 07470-3042 |
| Document Number | 0000029086 |
| Book / Page | D4771 / 161 |
| Instrument Date | Aug 27, 2024 |
| Instrument | 2024029086 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 WHITE OAK LN, WAYNE, NJ 07470-3042 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21 WHITE OAK LN, WAYNE, NJ 07470-3042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 21 WHITE OAK LN, WAYNE, NJ 07470-3042 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025164 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | M15047/0187 |
| Instrument | 2018025164 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 21 White Oak Ln was $11,480, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,400 (-) Land $109,900 Building $81,500 | $191,400 (-) Land $109,900 Building $81,500 | |
| 2025 | $11,480.00 (+0.88%) | $191,400 Land $109,900 Building $81,500 | $191,400 Land $109,900 Building $81,500 |
| 2024 | $11,380.00 | ||
| 2023 | $191,400 Land $109,900 Building $81,500 | $191,400 Land $109,900 Building $81,500 | |
| 2022 | $10,821.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 White Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2021–2023) |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 White Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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