Flagler County property record for 7 Waterloo Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,023 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Jul 2019) |
| Tax Bill | $3,606 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00160-0160 |
| Primary APN | 07-11-31-7019-00160-0160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,023 sqft Heated Area |
| Gross Area | 2,804 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Pool Area | 392 sqft |
|---|---|
| Deck Area | 997 sqft |
| Patio Area | 997 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 7 WATERLOO PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 19 BLOCK 00016 LOT 0016 SUBDIVISION COMPLETION YEAR 1980 OR 351 PG 845 OR 904/387 OR 2369/152 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
7 Waterloo Pl is owned and occupied by an individual who bought it in July 2019.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jul 12, 2019 | Warranty Deed, Transfer · VA Mortgage SEACOAST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Mar 5, 2003 · Amount on File |
| Deed Document Number | 2019025642 |
| Deed Book / Page | 2369 / 0152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 7 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0025430996 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2543/996 |
| Instrument | 2021016265 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 12, 2019 |
| Property Address | 7 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0023690152 |
| Book / Page | 2369 / 0152 |
| Map Reference | MB 7 PG 25-30 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 2019025642 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COAST TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 EBB TIDE DR, 24, PALM COAST, FL 32164-6267 |
| Name | Verified Name |
|---|---|
| Address | 2918 SAMPSON AVE # 1, 1, BRONX, NY 10465-2904 |
| Document Number | 0023690153 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 2369-0153 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 7 Waterloo Pl was $3,606 with exemptions applied.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,606.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $246,601 | $348,684 Land $54,500 Building $294,184 |
| 2023 | $6,884.00 (+106.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $232,671 (+4.4%) | $348,440 (+12.81%) Land $52,000 Building $296,440 |
| 2022 | $3,332.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $222,865 | $308,878 Land $48,500 Building $260,378 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Waterloo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Waterloo Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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