Flagler County property record for 10 Waterloo Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,144 sqft · built 1995 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Mar 2019) |
| Tax Bill | $3,814 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00170-0030 |
| Primary APN | 07-11-31-7019-00170-0030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,946 sqft |
| 1st Floor Area | 2,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,411 sqft (0.239 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 704 sqft |
| Pool Area | 450 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10 WATERLOO PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 19 BL 17 LOT 3 OR 205 PG 138 OR 526 PG 606 OR 2343/1890 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
10 Waterloo Pl is owned and occupied by two individuals who bought it in March 2019.
Source: Flagler County records, as of July 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Mar 27, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Deed Document Number | 201910407 |
| Deed Book / Page | 2343 / 1890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 18, 2026 |
| Property Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0000029090 |
| Book / Page | 3072 / 10 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202629090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0000029090, |
|---|---|
| Date | Jul 18, 2026 |
| Book Page | 3072/10 |
| Instrument | 202629090 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0025011588 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 2501/1588 |
| Instrument | 2020050439 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 27, 2019 |
| Property Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0023431890 |
| Book / Page | 2343 / 1890 |
| Map Reference | MB 7 PG 25-30 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 2019010407 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,946.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 515 NARROWLEAF DR, 515, SAINT JOHNS, FL 32259-9349 |
| Name | Verified Name |
|---|---|
| Address | 10 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 2019010408 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2019010408 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 10 Waterloo Pl was $3,814 with a homeowner's exemption.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,814.00 Homeowner's exemption | $253,039 | $317,328 Land $54,500 Building $262,828 |
| 2023 | $3,632.00 (+0.97%) Homeowner's exemption | $238,745 (+3%) | $318,115 (+5.35%) Land $52,000 Building $266,115 |
| 2022 | $3,597.00 Homeowner's exemption | $231,791 | $301,961 Land $48,500 Building $253,461 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Waterloo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Waterloo Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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