Flagler County property record for 2 Waterloo Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,442 sqft · built 2005 |
| Lot Size | 0.332 acres (14,505 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (May 2022) |
| Tax Bill | $6,161 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00170-0070 |
| Primary APN | 07-11-31-7019-00170-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,442 sqft Heated Area |
| Gross Area | 3,436 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,505 sqft (0.332 acres) |
| Driveway | Driveway |
| Driveway Area | 1,667 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 190 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2 WATERLOO PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 19 BL 17 LT 7 OR 181 PG 382 OR 492 PG 1518 OR 596 PG 1459 OR 1156 PG 753 OR 1631/1943 OR 2246/339-DC OR 2259/8 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 17 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 · Amount on Record |
| Deed Sale | May 2, 2022 · Amount on Record |
| Prior Sale | Feb 13, 2018 · Amount on Record |
| Deed Document Number | 2022022670 |
| Deed Book / Page | 2683 / 74 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 2 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0025931278 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 2593/1278 |
| Instrument | 2021043827 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 2, 2022 |
| Property Address | 2 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0026830074 |
| Book / Page | 2683 / 74 |
| Map Reference | MB 7 PG 25-30 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022022670 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 THAMES ST APT 5, 5, GROTON, CT 06340-3947 |
| Name | Verified Name |
|---|---|
| Address | WATERLOO PLACE, PALM COAST, FL 32164 |
| Document Number | 0000268380 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 2683/80 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 13, 2018 |
| Property Address | 2 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0022590826 |
| Book / Page | 2259 / 0826 |
| Map Reference | MB7 PG27 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 2018005497 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COAST TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 S 3RD ST, 216, FLAGLER BEACH, FL 32136-3626 |
| Name | Verified Name |
|---|---|
| Address | 18 ETHAN ALLEN DR, PALM COAST, FL 32164-2903 |
| Document Number | 2018005498 |
|---|---|
| Date | Feb 13, 2018 |
| Instrument | 2018005498 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,161.00 (-2.05%) Homeowner's exemption | $382,182 (-0.02%) Land $55,000 Building $327,182 | $382,182 (-0.02%) Land $55,000 Building $327,182 |
| 2023 | $6,290.00 (+1,488.38%) Homeowner's exemption | $382,243 (+224.91%) Land $52,500 Building $329,743 | $382,243 (+8.01%) Land $52,500 Building $329,743 |
| 2022 | $396.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $117,646 | $353,889 Land $49,000 Building $304,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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