Flagler County property record for 4 Waterloo Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,116 sqft · built 1994 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,100 (Jul 2012) |
| Tax Bill | $275 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7019-00170-0060 |
| Primary APN | 07-11-31-7019-00170-0060 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,116 sqft Heated Area |
| Gross Area | 1,897 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4 WATERLOO PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 19 BLOCK 17 LOT 6 OR 189 PG 201 OR 435 PG 1778-1779 (DC-ACM) OR 435 PG 1780 OR 506 PG 468 OR 940 PG 643 OR |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 17 |
| Legal Lot Number | 6 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 60211 |
4 Waterloo Pl is owned and occupied by an individual who acquired it in October 2023.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 4 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 6, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on File |
| Deed Sale | Jul 12, 2012 · Amount on File |
| Prior Sale | Jul 12, 2012 |
| Deed Document Number | 0018801085 |
| Last Transfer Date | Oct 20, 2023 |
| Transfer Doc | 0028211348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 20, 2023 |
| Property Address | 4 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0028211348 |
| Book / Page | 2821 / 1348 |
| Map Reference | MB 7 PG 27 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023046032 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Name | Verified Name |
|---|---|
| Address | 17927 SW 95TH AVE, ARCHER, FL 32618-3407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 4 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 4 WATERLOO PL, PALM COAST, FL 32164-7646 |
| Document Number | 0024930786 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 2493/786 |
| Instrument | 2020046102 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4 Waterloo Pl was $275 with exemptions applied.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $81,574 | $216,476 Land $54,500 Building $161,976 |
| 2023 | $265.00 (+5.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $76,966 (+4.52%) | $216,437 (+7.43%) Land $52,000 Building $164,437 |
| 2022 | $252.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $73,637 | $201,471 Land $48,500 Building $152,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Waterloo Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Waterloo Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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