Suffolk County and Smithtown Town property record for 7 Terry Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,810 sqft · built 1957 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Nov 2022) |
| Tax Bill | $16,676 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-5-1 |
| Primary APN | 473489 88.-5-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 593 sqft |
| 2nd Floor Area | 594 sqft |
| Upper Floors Area | 623 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 15,682 sqft (0.36 acres) |
| Pool Area | 880 sqft |
| Porch | Open Porch |
| Porch Area | 379 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 7 TERRY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-180651 TC-52 *2419 SEC 2 LOT 191 BIRCHWOOD PARK AT COMMACK |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 TERRY LN, COMMACK, NY 11725-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Prior Sale | Oct 28, 1999 · Amount on Record |
| Deed Book / Page | 13177 / 429 |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 0131770429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 10, 2022 |
| Property Address | 7 TERRY LN, COMMACK, NY 11725-2014 |
| Document Number | 0131770429 |
| Book / Page | 13177 / 429 |
| Instrument Date | Jul 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TERRY LN, COMMACK, NY 11725-2014 |
| Document Number | 0023461288 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 23461/288 |
| Name | JOVIA FINANCIAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.1% |
| Type Change Date | Aug 1, 2032 |
| Max Rate At Change | 2.8% |
| Index | 1-Year CMT |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,268 (-) Land $415 Building $5,853 | $783,500 (+10,774.39%) Land $51,875 Building $731,625 | |
| 2024 | $16,676.00 | ||
| 2023 | $6,268 (-) Land $415 Building $5,853 | $7,205 (+12.67%) Land $477 Building $6,728 | |
| 2022 | Disabled Person's exemption | $6,268 Land $415 Building $5,853 | $6,395 Land $423 Building $5,972 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
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