Suffolk County and Smithtown Town property record for 2 Terry Ln, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $533,000 (2018) |
| Tax Bill | $12,634.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 88.-1-29
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 TERRY LN, COMMACK, NY 11725-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 01, 2018 | Grant Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2018 · Amount on Record |
| Deed Sale | Oct 01, 2018 · Amount on Record |
| Prior Sale | Feb 16, 1994 · Amount on Record |
| Deed Book / Page | 12980 / 789 |
| Prior Transfer Date | Jan 23, 1997 |
| Prior Transfer Doc | 1181000124 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 TERRY LN, COMMACK, NY 11725-2015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232110510 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 23211/510 |
| Instrument | DL043554 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 01, 2018 |
| Property Address | 2 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0129800789 |
| Book / Page | 012980 / 000789 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,532.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1018 MESQUITE CT DOVER DE 199017942, DOVER, DE 19901-7942 |
| Document Number | 229640567 |
|---|---|
| Date | Oct 01, 2018 |
| Book Page | 022964/000567 |
| Name | USAA |
|---|---|
| Address | 10750 W MCDERMOTT FWY, SAN ANTONIO, TX 78288-1601 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,755 (-) Land $345 Building $4,410 | $594,375 (+10,774.04%) Land $43,125 Building $551,250 | |
| 2024 | $12,634.00 | ||
| 2023 | $4,755 Land $345 Building $4,410 | $5,466 Land $397 Building $5,069 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 88.-1-29 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 2 TERRY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-181801 TC-52 *2419 SEC 2 LOT 237 BIRCHWOOD PARK AT COMMACK |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 135101 |
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