Suffolk County and Smithtown Town property record for 10 Terry Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,662 sqft · built 1960 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,954 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-1-25 |
| Primary APN | 473489 88.-1-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 1,893 sqft |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 712 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10 TERRY LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-181701 TC-52 *2419 SEC 2 LOT 233 BIRCHWOOD PARK AT COMMACK |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 135101 |
Source: Suffolk County and Smithtown Town assessment roll, APN 473489 88.-1-25, as of August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 TERRY LN, COMMACK, NY 11725-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Grant Deed, Transfer · FHA Mortgage CROSS CNTRY MTG |
| Jun 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 07, 2019 |
| Transfer Doc | 0130150743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 29, 2020 |
| Property Address | 10 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0130720932 |
| Book / Page | 013072 / 000932 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 HAYPATH RD OLD BETHPAGE NY 118041433, OLD BETHPAGE, NY 11804-1433 |
| Document Number | 231780836 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 023178/000836 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 17, 2019 |
| Property Address | 10 TERRY LN, COMMACK, NY 11725-2015 |
| Document Number | 0130150743 |
| Book / Page | 013015 / 000743 |
| Instrument Date | May 07, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 TERRY LN PLAINVIEW NY 118035511, PLAINVIEW, NY 11803-5511 |
Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,300 (-) Land $300 Building $4,000 | $537,500 (+10,773.96%) Land $37,500 Building $500,000 | |
| 2024 | $11,954.00 | ||
| 2023 | $4,300 Land $300 Building $4,000 | $4,943 Land $345 Building $4,598 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 455 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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