10 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 10 Terry Ln, Commack, NY 11725

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,662 sqft · built 1960
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$11,954 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN473489 88.-1-25

Property Details

APN / Parcel Number

Primary APN473489 88.-1-25
Alternative APNs
  • 0800-088.00-01.00-025.000
  • 348908800000010250000000
  • 47340021321

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,662 sqft Living Area
Gross Area1,893 sqft
1st Floor Area950 sqft
2nd Floor Area712 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area10,019 sqft (0.23 acres)
View / LotSuburban
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address10 TERRY LN
CityCOMMACK
StateNY
Zip11725-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5-181701 TC-52 *2419 SEC 2 LOT 233 BIRCHWOOD PARK AT COMMACK
Legal Block1
Legal Lot Number25
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group2
Census Block2022
Census Tract135101

Owner

Source: Suffolk County and Smithtown Town assessment roll, APN 473489 88.-1-25, as of August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 TERRY LN, COMMACK, NY 11725-2015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Grant Deed, Transfer · FHA Mortgage
CROSS CNTRY MTG
Jun 17, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 07, 2019
Transfer Doc0130150743
Record UpdatedSep 20, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateSep 29, 2020
Property Address10 TERRY LN, COMMACK, NY 11725-2015
Document Number0130720932
Book / Page013072 / 000932
Instrument DateSep 10, 2020
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,120.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 HAYPATH RD OLD BETHPAGE NY 118041433, OLD BETHPAGE, NY 11804-1433

Mortgage

Document Number231780836
DateSep 29, 2020
Book Page023178/000836
Lender
NameCROSS CNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSUFFOLK NY
Recording DateJun 17, 2019
Property Address10 TERRY LN, COMMACK, NY 11725-2015
Document Number0130150743
Book / Page013015 / 000743
Instrument DateMay 07, 2019
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 TERRY LN PLAINVIEW NY 118035511, PLAINVIEW, NY 11803-5511

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictCommack Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,300 (-) Land $300 Building $4,000$537,500 (+10,773.96%) Land $37,500 Building $500,000
2024$11,954.00
2023$4,300 Land $300 Building $4,000$4,943 Land $345 Building $4,598

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031351012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2023 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 455 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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