6 Terry Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 6 Terry Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1957
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Aug 2009)
Tax Bill	$11,549 (2024)
Deeds & Mortgages	Oct 2020 Refinance Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 88.-1-27`

Property Details

APN / Parcel Number

Primary APN	`473489 88.-1-27`
Alternative APNs	`0800-088.00-01.00-027.000` `348908800000010270000000` `47340021323`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	950 sqft
Upper Floors Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	10,019 sqft (0.23 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6 TERRY LN
City	COMMACK
State	NY
Zip	11725-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-181751 TC-52 *2419 SEC 2 LOT 235 BIRCHWOOD PARK AT COMMACK
Legal Block	1
Legal Lot Number	27
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2022
Census Tract	135101

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 TERRY LN, COMMACK, NY 11725-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Aug 24, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2009 · Amount on Record
Deed Sale	Aug 12, 2009 · Amount on Record
Deed Book / Page	12596 / 303
Prior Transfer Date	May 12, 1997
Prior Transfer Doc	1183000493
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 TERRY LN, COMMACK, NY 11725-2015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231870253
Date	Oct 22, 2020
Book Page	23187/253
Instrument	DL031862

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

August 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	6 TERRY LN, COMMACK, NY 11725-2015
Document Number	0231870254
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 TERRY LN COMMACK NY 117252015, COMMACK, NY 11725-2015

Mortgage

Document Number	0231870254
Date	Oct 22, 2020
Book Page	023187/000254

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 21, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,535 (-) Land $300 Building $4,235	$566,875 (+10,774.26%) Land $37,500 Building $529,375
2024	$11,549.00
2023		$4,535 Land $300 Building $4,235	$5,213 Land $345 Building $4,868

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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