Schenectady County and Schenectady City property record for 7 Swan St, Schenectady, NY 12307
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,770 sqft · built 1905 |
| Lot Size | 0.056 acres (2,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $291,500 (Oct 2023) |
| Tax Bill | $6,484 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.42-5-2 |
| Primary APN | 421500 49.42-5-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,770 sqft Total Area |
| 1st Floor Area | 1,144 sqft |
| 2nd Floor Area | 1,165 sqft |
| Upper Floors Area | 461 sqft |
| Attic | Attic |
| Attic Area | 461 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,450 sqft (0.056 acres) |
| Lot Dimensions | 70 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 286 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7 SWAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1113 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 14, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 3, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Prior Sale | Feb 3, 2020 · Amount on Record |
| Deed Document Number | 202358657 |
| Deed Book / Page | 2117 / 760 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 17, 2023 |
| Property Address | 7 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000058657 |
| Book / Page | 2117 / 760 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202358657 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,166.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8902 AVENUE A, BROOKLYN, NY 11236-1207 |
| Name | Verified Name |
|---|---|
| Address | 7 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000058658 |
|---|---|
| Date | Oct 17, 2023 |
| Instrument | 202358658 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 14, 2023 |
| Property Address | 7 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000034484 |
| Book / Page | 2109 / 870 |
| Instrument Date | May 22, 2022 |
| Instrument | 202334484 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 369 LEXINGTON AVE # 331, 331, NEW YORK, NY 10017-6506 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8902 AVENUE A, BROOKLYN, NY 11236-1207 |
| Document Number | 0000034485 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 202334485 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 3, 2020 |
| Property Address | 7 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000004521 |
| Book / Page | 002029 / 000683 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 4521 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1443 E 96ST ST BROOKLYN NY 11236, BROOKLYN, NY 11236 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,484.00 (+16.3%) | $94,300 (-) Land $14,100 Building $80,200 | $156,152 (+30.82%) Land $23,348 Building $132,804 |
| 2023 | $94,300 (-) Land $14,100 Building $80,200 | $119,367 (+3.8%) Land $17,848 Building $101,519 | |
| 2022 | $94,300 Land $14,100 Building $80,200 | $115,000 Land $17,195 Building $97,805 | |
| 2021 | $5,575.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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