Schenectady County and Schenectady City property record for 11 Swan St, Schenectady, NY 12307 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1917 |
| Square Footage | 2,906 sqft Total Area |
| Lot Size | 4,410 sqft (0.101 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $107,000 (2019) |
| Tax Bill | $5,171.00 (2025) |
| Primary APN | 421500 49.42-5-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 16 Rooms |
| Building Area | 2,906 sqft Total Area |
| 1st Floor | 1,453 sqft 1st Floor |
| 2nd Floor | 1,453 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 4,410 sqft (0.101 acres) |
| Depth X Width | 126 ft x 35 ft Depth x Width |
| Porch Area | 72 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 11 SWAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1113 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | 2 WOOD |
| Legal Block | 5 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records · APN 421500 49.42-5-4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage CLAUDIA RATHGEB |
| Feb 05, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 03, 2017 | Grant Deed, Transfer FIRST INT'L TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 05, 2019 · Amount on Record |
| Deed Sale | Feb 05, 2019 · Amount on Record |
| Prior Sale | Nov 03, 2017 · Amount on Record |
| Deed Doc Number | 20195293 |
| Deed Book / Page | 2004 / 981 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 11 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000023850 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1309 BELMONT AVE SCHENECTADY NY 123082105, SCHENECTADY, NY 12308-2105 |
| Document Number | 0000023850 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 005012/000400 |
| Instrument | 23850 |
| Name | CLAUDIA RATHGEB |
|---|---|
| Address | 1614 -O UNION VALLEY RD # 228, WEST MILFORD, NJ 07480-2216 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 05, 2019 |
| Property Address | 11 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000005293 |
| Book / Page | 2004 / 981 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 201905293 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 18 100 AVE, 144, JAMAICA, NY 11435 |
| Name | Verified Name |
|---|---|
| Address | 11 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000005295 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 201905295 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 03, 2017 |
| Property Address | 11 SWAN ST, SCHENECTADY, NY 12307-1113 |
| Document Number | 0000050235 |
| Book / Page | 001974 / 000618 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 50235 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $94.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14718 110TH AVE JAMAICA NY 114355714, JAMAICA, NY 11435-5714 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,171.00 (+8.27%) | $83,200 (-) Land $12,500 Building $70,700 | $137,771 (+30.82%) Land $20,699 Building $117,072 |
| 2023 | $83,200 (-) Land $12,500 Building $70,700 | $105,316 (+3.8%) Land $15,823 Building $89,493 | |
| 2022 | $83,200 Land $12,500 Building $70,700 | $101,463 Land $15,244 Building $86,219 | |
| 2021 | $4,776.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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