3 Swan St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 3 Swan St, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,884 sqft · built 1926
Lot Size	0.054 acres (2,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$8,000 (Feb 2019)
Tax Bill	$6,935 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.42-3-3`

Property Details

APN / Parcel Number

Primary APN	`421500 49.42-3-3`
Alternative APN	`150004904200030030000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
1st Floor Area	942 sqft
2nd Floor Area	942 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,380 sqft (0.054 acres)
Lot Dimensions	70 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 SWAN ST
City	SCHENECTADY
State	NY
Zip	12307-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	3.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2006
Census Tract	20900

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SWAN ST, SCHENECTADY, NY 12307-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 22, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 22, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	20197845
Deed Book / Page	2006 / 153
Prior Transfer Date	Feb 5, 2019
Prior Transfer Doc	0000007845
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 10, 2022
Property Address	3 SWAN ST, SCHENECTADY, NY 12307-1113
Document Number	0000012559
Book / Page	2080 / 318
Instrument Date	Nov 18, 2019
Instrument	202212559
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	981 ALBANY ST, 981, SCHENECTADY, NY 12307-1531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9012 185TH ST, HOLLIS, NY 11423-2421

Mortgage

Document Number	0000012561
Date	Mar 10, 2022
Instrument	202212561

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 22, 2019
Property Address	3 SWAN ST, SCHENECTADY, NY 12307-1113
Document Number	0000007845
Book / Page	002006 / 000153
Instrument Date	Feb 5, 2019
Instrument	7845
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Tax	$32.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ALBANY ST SCHENECTADY NY 123071516, SCHENECTADY, NY 12307-1516

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 22, 2018
Property Address	3 SWAN ST, SCHENECTADY, NY 12307-1113
Document Number	0000037634
Book / Page	001994 / 000319
Instrument Date	Aug 22, 2018
Instrument	37634
Transaction Type	Foreclosure
Record Updated	Sep 10, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,935.00 (+1.84%)
2025	$6,810.00 (+4.62%)	$135,000 (-) Land $9,900 Building $125,100	$223,547 (+30.82%) Land $16,393 Building $207,154
2023		$135,000 (-) Land $9,900 Building $125,100	$170,886 (+3.8%) Land $12,532 Building $158,354
2022		$135,000 Land $9,900 Building $125,100	$164,634 Land $12,073 Building $152,561
2021	$6,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

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