16 Swan St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 16 Swan St, Schenectady, NY 12307

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 3,852 sqft · built 1902
Lot Size0.101 acres (4,410 sqft)
OwnerCompany Name on File
Last Sale$753,000 (Aug 2021)
Tax Bill$7,879 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.42-4-26

Property Details

APN / Parcel Number

Primary APN421500 49.42-4-26
Alternative APN
  • 150004904200040260000000

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Stories3 Stories
Building Area3,852 sqft Total Area
1st Floor Area1,284 sqft
2nd Floor Area1,284 sqft
Upper Floors Area1,284 sqft

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area4,410 sqft (0.101 acres)
Lot Dimensions126 ft deep x 35 ft wide
Garage TypeAttached
Garage Area60 sqft
PorchSlab
Porch Area100 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 SWAN ST
CitySCHENECTADY
StateNY
Zip12307-1153
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal Description3 BRICK 000720521 25,000
Legal Block4
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3001
Census Tract20800

Owner

16 Swan St, a triplex, is owned by a company that bought it in August 2021.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address130 VISCHER FERRY RD, REXFORD, NY 12148-1615
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Warranty Deed, Transfer · Commercial Mortgage
THE NATIONAL BANK OF COXSACKIE
Dec 20, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2021 · Amount on File
Deed SaleAug 5, 2021 · Amount on File
Prior SaleDec 20, 2018 · Amount on File
Deed Document Number202137683
Deed Book / Page2064 / 191
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 5, 2021
Property Address16 SWAN ST, SCHENECTADY, NY 12307-1153
Document Number0000037683
Book / Page2064 / 191
Instrument DateAug 3, 2021
Instrument202137683
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,012.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address911 CENTRAL AVE # 109, 911, ALBANY, NY 12206-1350

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 VISCAYNE FERRY RD, REXFORD, NY 12148

Mortgage

Document Number0000037686
DateAug 5, 2021
Book Page5127/916
Instrument202137686
Lender
NameTHE NATIONAL BANK OF COXSACKIE
TypeBank
AddressCOXSACKIE, NY 12051
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateDec 20, 2018
Property Address16 SWAN ST, SCHENECTADY, NY 12307-1153
Document Number0000055515
Book / Page002002 / 000283
Instrument DateDec 19, 2018
Instrument55515
Transaction TypeTransfer
Record UpdatedJan 9, 2019

Transaction

AmountAmount on Record
Tax$480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address911 CENTRAL AVE #109 ALBANY NY 122061350, 109, ALBANY, NY 12206-1350

Tax Assessment & Valuation

The 2026 property tax bill for 16 Swan St was $7,879, up 3.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,879.00 (+3.75%)
2025$7,594.00$121,400 Land $18,200 Building $103,200$201,027 Land $30,137 Building $170,890
2023$121,400 (-) Land $18,200 Building $103,200$153,671 (+3.8%) Land $23,038 Building $130,633
2022$121,400 Land $18,200 Building $103,200$148,049 Land $22,195 Building $125,854
2021$7,007.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16 Swan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Swan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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